323 E North St, Winterset, IA 50273 Property Records

Madison County property record for 323 E North St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 863 sqft · built 1888
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Dec 2023)
Tax Bill	$984 (2025)
Deeds & Mortgages	Dec 2023 Sale & Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`820003300220000`

Property Details

APN / Parcel Number

Primary APN	`820003300220000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	863 sqft Living Area
1st Floor Area	308 sqft
Basement Area	308 sqft
Unfinished Basement	308 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	323 E NORTH ST
City	WINTERSET
State	IA
Zip	50273-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 DEPOT ADDITION
Legal Subdivision	DEPOT ADD
Legal Lot Number	7
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2047
Census Tract	60200

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2530 190TH TRL, WINTERSET, IA 50273
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS STATE BANK
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Deed Document Number	20232968
Deed Book / Page	2023 / 2968
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Dec 7, 2023
Property Address	323 E NORTH ST, WINTERSET, IA 50273-1543
Document Number	02023/2968
Book / Page	2023 / 2968
Instrument Date	Dec 6, 2023
Instrument	2023 2968
Transaction Type	Transfer
Record Updated	Feb 1, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$63.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 190TH TRAIL, WINTERSET, IA 50273

Mortgage

Document Number	0020232969
Date	Dec 7, 2023
Instrument	2023 2969

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	323 E NORTH ST, WINTERSET, IA 50273-1543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2902
Date	Sep 14, 2017
Book Page	2017/2902
Instrument	2017 2902

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	WINTERSET, IA 50273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00	$55,600 (+10.54%) Land $16,500 Building $39,100	$55,600 (+10.54%) Land $16,500 Building $39,100
2024	$984.00 (+4.9%)
2023		$50,300 Land $11,600 Building $38,700	$50,300 Land $11,600 Building $38,700
2022	$938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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