Guthrie County property record for 407 E Main St, Panora, IA 50216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,210 sqft · built 1923 |
| Lot Size | 0.281 acres (12,252 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,172 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0001319100 |
| Primary APN | 0001319100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 712 sqft |
| Basement Area | 178 sqft |
| Unfinished Basement | 165 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,252 sqft (0.281 acres) |
| Lot Dimensions | 157 ft deep x 78 ft wide |
| Garage Type | Detached |
| Garage Area | 1,096 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 172 sqft |
| Deck Area | 64 sqft |
| Patio Area | 168 sqft |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 407 E MAIN ST |
|---|---|
| City | PANORA |
| State | IA |
| Zip | 50216-1063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 04 LOT 6 BULLS SECOND BLK 04 |
| Legal Subdivision | BULLS ADD 02 |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | CASS |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 950100 |
Source: Guthrie County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 E MAIN ST, PANORA, IA 50216-1063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jun 17, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 10, 2022 |
| Transfer Doc | 0020221694 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 407 E MAIN ST, PANORA, IA 50216-1063 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231272 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023-1272 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Jun 17, 2022 |
| Property Address | 407 E MAIN ST, PANORA, IA 50216-1063 |
| Document Number | 0020221694 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022-1694 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 E MAIN ST, PANORA, IA 50216-1063 |
| Document Number | 0020221695 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022-1695 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Panora City |
| Unified School District | Panorama Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,172.00 Homeowner's exemption | $153,400 (+16.83%) Land $20,500 Building $132,900 | $153,400 (+16.83%) Land $20,500 Building $132,900 |
| 2024 | $2,172.00 (-2.16%) | ||
| 2023 | $131,300 (+21.91%) Land $20,500 Building $110,800 | $131,300 (+21.91%) Land $20,500 Building $110,800 | |
| 2022 | $2,220.00 Homeowner's exemption | $107,700 Land $20,500 Building $87,200 | |
| 2021 | $107,700 Land $20,500 Building $87,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Panora Communications Cooperative Fiber | 1,000 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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