404 E Main St, Panora, IA 50216 Property Records

Guthrie County property record for 404 E Main St, Panora, IA 50216

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 1920
Lot Size0.34 acres (14,840 sqft)
OwnerIndividual Name on File
Last Sale$72,500 (Oct 2006)
Tax Bill$1,524 (2024)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0001288600

Property Details

APN / Parcel Number

Primary APN0001288600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area840 sqft
Basement Area840 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,840 sqft (0.34 acres)
Lot Dimensions265 ft deep x 56 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area192 sqft
Patio Area120 sqft
Shed1 Shed
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address404 E MAIN ST
CityPANORA
StateIA
Zip50216-1122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32 80 30 E 56' OF L 6 SE
JurisdictionGUTHRIE IA
Township / Civil DivisionCASS
Census Block Group3
Census Block3046
Census Tract950100

Owner

Source: Guthrie County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 E MAIN ST, PANORA, IA 50216-1122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 13, 2006 · Amount on Record
Deed SaleOct 13, 2006 · Amount on Record
Deed Document Number0020063408
Deed Book / Page2006 / 3408
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUTHRIE IA
Property Address404 E MAIN ST, PANORA, IA 50216-1122
Transaction TypeMortgage
Record UpdatedJul 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001718
DateJun 22, 2018
Book Page0000002018/0000001718
Instrument2018-1718
Lender
NameRACCOON VALLEY BANK
TypeBank
Agreement
AmountAmount Recorded
Term55 Months
DueJan 1, 2023

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyGuthrie County
MunicipalityPanora City
Unified School DistrictPanorama Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$167,800 (+76.26%) Land $16,800 Building $151,000$167,800 (+76.26%) Land $16,800 Building $151,000
2024$1,524.00 (-4.27%)
2023$95,200 (+19.45%) Land $16,800 Building $78,400$95,200 (+19.45%) Land $16,800 Building $78,400
2022$1,592.00 Homeowner's exemption$79,700 Land $16,800 Building $62,900
2021$79,700 Land $16,800 Building $62,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE PANORAMA WATER COMPANY
private · serves 2,900 people · EPA ID IA3900301
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Panora Communications Cooperative
Fiber
1,000 / 300
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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