Guthrie County property record for 406 E Main St, Panora, IA 50216
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 846 sqft · built 1900 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jun 2025) |
| Tax Bill | $602 (2024) |
| Deeds & Mortgages | Jun 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 0001277400 |
| Primary APN | 0001277400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 846 sqft Living Area |
| 1st Floor Area | 400 sqft |
| Attic | Attic |
| Attic Area | 100 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 218 sqft |
| Deck Area | 288 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Old Parcel Number | 0001277400 |
|---|---|
| Street Address | 406 E MAIN ST |
| City | PANORA |
| State | IA |
| Zip | 50216-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 32 80 30 PAR A OF LOT 1 SE |
| Legal Range | 30W |
| Legal Township | 80N |
| Legal Section | 32 |
| Legal Subdivision | BULLS FIRST ADDITION |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | CASS |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 950100 |
Source: Guthrie County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 E MAIN ST, PANORA, IA 50216-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Prior Sale | Feb 11, 2025 · Amount on Record |
| Deed Document Number | 20251364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Jun 24, 2025 |
| Property Address | 406 E MAIN ST, PANORA, IA 50216-1123 |
| Document Number | 0020251364 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 2025-1364 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 406 E MAIN ST, PANORA, IA 50216-1123 |
| Document Number | 0020251365 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 2025-1365 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 16, 2065 |
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Panora City |
| Unified School District | Panorama Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,900 (+36.57%) Land $600 Building $85,300 | $85,900 (+36.57%) Land $600 Building $85,300 | |
| 2024 | $602.00 (-34.14%) | ||
| 2023 | $62,900 (+29.42%) Land $19,600 Building $43,300 | $62,900 (+29.42%) Land $19,600 Building $43,300 | |
| 2022 | $914.00 Homeowner's exemption | $48,600 Land $14,500 Building $34,100 | |
| 2021 | $48,600 Land $14,500 Building $34,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Panora Communications Cooperative Fiber | 1,000 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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