407 E Chestnut St, Fairbury, IL 61739 Property Records

Livingston County property record for 407 E Chestnut St, Fairbury, IL 61739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1958
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,500 (Sep 2014)
Tax Bill	$3,729 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-25-10-234-017`

Property Details

APN / Parcel Number

Primary APN	`25-25-10-234-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	312 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	407 E CHESTNUT ST
City	FAIRBURY
State	IL
Zip	61739-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-10-234-017 LOT 75 X 130 PT BLK 12 BEG 100' W NE COR S130' W75' N130' E75' TO POB PATTON'S ADD
Legal Subdivision	OB PATTON'S ADD
Legal Block	12
Jurisdiction	LIVINGSTON IL
Township / Civil Division	INDIAN GROVE
Census Block Group	4
Census Block	4069
Census Tract	960800

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 E CHESTNUT ST, FAIRBURY, IL 61739-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2014 · Amount on Record
Deed Sale	Sep 2, 2014 · Amount on Record
Deed Document Number	2014630567
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	407 E CHESTNUT ST, FAIRBURY, IL 61739-1627
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02298
Date	Jun 28, 2023
Instrument	2023R-02298

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	407 E CHESTNUT ST, FAIRBURY, IL 61739-1627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01362
Date	Apr 14, 2020
Instrument	2020R-01362

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Indian Grove Township
Municipality	Fairbury City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,729.00	$47,549 Land $7,464 Building $40,085	$142,647 Land $22,392 Building $120,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBURY serves 3,633 people · EPA ID IL1050350
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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