405 E Chestnut St, Fairbury, IL 61739 Property Records

Livingston County property record for 405 E Chestnut St, Fairbury, IL 61739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,681 sqft · built 1916
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-25-10-234-002`

Property Details

APN / Parcel Number

Primary APN	`25-25-10-234-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,681 sqft Living Area
Basement Area	989 sqft
Unfinished Basement	989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	100 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	504 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	405 E CHESTNUT ST
City	FAIRBURY
State	IL
Zip	61739-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-10-234-002 LOT 69 X 100 E69' OF N100' OF NW BLK 12 PATTON'S ADD
Legal Subdivision	PATTON'S ADD
Legal Block	12
Jurisdiction	LIVINGSTON IL
Township / Civil Division	INDIAN GROVE
Census Block Group	4
Census Block	4069
Census Tract	960800

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 E CHESTNUT ST, FAIRBURY, IL 61739-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF GRAYMONT
Mar 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 7, 2017
Transfer Doc	2017R01001
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	405 E CHESTNUT ST, FAIRBURY, IL 61739-1627
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	FRONTIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03057
Date	Aug 12, 2019
Instrument	2019R-03057

Lender

Name	STATE BANK OF GRAYMONT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 13, 2017
Property Address	405 E CHESTNUT ST, FAIRBURY, IL 61739-1627
Document Number	2017R01001
Instrument Date	Mar 7, 2017
Instrument	2017R-01001
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	FAIRBURY, IL 61739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 E CHESTNUT ST, FAIRBURY, IL 61739-1627

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Indian Grove Township
Municipality	Fairbury City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,604.00 (+9.14%) Homeowner's exemption	$35,010 (+9.6%) Land $5,284 Building $29,726	$105,030 (+9.6%) Land $15,852 Building $89,178
2024	$2,386.00	$31,943 Land $4,821 Building $27,122	$95,829 Land $14,463 Building $81,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBURY serves 3,633 people · EPA ID IL1050350
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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