401 E Chestnut St, Fairbury, IL 61739 Property Records

Livingston County property record for 401 E Chestnut St, Fairbury, IL 61739

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,086 sqft · built 1918
Lot Size	0.243 acres (10,600 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Jan 2022)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-25-10-234-001`

Property Details

APN / Parcel Number

Primary APN	`25-25-10-234-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
Basement Area	1,086 sqft
Unfinished Basement	1,086 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	10,600 sqft (0.243 acres)
Lot Dimensions	100 ft deep x 106 ft wide
Garage Type	Detached
Garage Area	960 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	401 E CHESTNUT ST
City	FAIRBURY
State	IL
Zip	61739-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25 10 234 001 LOT 106 X 100 COM NW COR BLK 12 E106' S100' W106' N TO BEG PATTON'S ADD
Legal Subdivision	EG PATTON'S ADD
Legal Block	12
Jurisdiction	LIVINGSTON IL
Township / Civil Division	INDIAN GROVE
Census Block Group	4
Census Block	4069
Census Tract	960800

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 E CHESTNUT ST, FAIRBURY, IL 61739-1627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	2022126
Prior Transfer Date	Oct 14, 2014
Prior Transfer Doc	0000631309
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Feb 23, 2026
Property Address	401 E CHESTNUT ST, FAIRBURY, IL 61739-1627
Document Number	2026R00713
Instrument Date	Feb 1, 2026
Instrument	2026R-00713
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23876 E 1300 NORTH RD, FAIRBURY, IL 61739-9239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E CHESTNUT ST, FAIRBURY, IL 61739-1627

Mortgage

Document Number	2026R00714
Date	Feb 23, 2026
Instrument	2026R-00714

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jan 6, 2022
Property Address	401 E CHESTNUT ST, FAIRBURY, IL 61739-1627
Document Number	2022R00126
Instrument Date	Dec 30, 2021
Instrument	2022R-00126
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11095 N 2300 EAST RD, 11095, FAIRBURY, IL 61739-8808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E CHESTNUT ST, FAIRBURY, IL 61739-1627

Mortgage

Document Number	2022R00127
Date	Jan 6, 2022
Instrument	2022R-00127

Lender

Name	FIRST STATE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.12%

Mortgage

Document Number	2022R00128
Date	Jan 6, 2022
Instrument	2022R-00128

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Indian Grove Township
Municipality	Fairbury City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,958.00 (+8.83%)	$38,960 (+9.6%) Land $8,113 Building $30,847	$116,880 (+9.6%) Land $24,339 Building $92,541
2024	$2,718.00 Homeowner's exemption	$35,547 Land $7,402 Building $28,145	$106,641 Land $22,206 Building $84,435

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBURY serves 3,633 people · EPA ID IL1050350
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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