319 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 319 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,249 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Jul 2025)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Jul 2025 Sale Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-003210`

Property Details

APN / Parcel Number

Primary APN	`D08-003210`
Alternative APNs	`050627.2-16-010-00` `D08SE013 00500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,249 sqft Living Area
1st Floor Area	1,666 sqft
Upper Floors Area	416 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	110 ft deep x 35 ft wide
Porch	Slab
Porch Area	617 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	319 E CANAL ST
City	TROY
State	OH
Zip	45373-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 120 35 S MID PT
Legal Lot Number	120
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2007
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1574 MIDDLE PARK DR, DAYTON, OH 45414-1521
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Warranty Deed, Transfer
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Jan 14, 2011 · Amount on Record
Deed Document Number	20257367
Prior Transfer Date	Mar 27, 2015
Prior Transfer Doc	0000003762
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 7, 2025
Property Address	319 E CANAL ST, TROY, OH 45373-3544
Document Number	0000007367
Instrument Date	Jun 16, 2025
Instrument	2025OR-07367
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1574 MIDDLE PARK DR, DAYTON, OH 45414-1521

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 11, 2022
Property Address	319 E CANAL ST, TROY, OH 45373-3544
Document Number	0000002271
Instrument Date	Feb 8, 2022
Instrument	2022OR-02271
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	219 UNION ST, TROY, OH 45373-3660

Mortgage

Document Number	0000002272
Date	Feb 11, 2022
Instrument	2022OR-02272

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (+55.69%)	$41,940 (+76.96%) Land $5,640 Building $36,300	$119,800 (+76.96%) Land $16,100 Building $103,700
2024	$914.00 (+2.12%)	$23,700 (-) Land $5,880 Building $17,820
2023	$895.00 (+16.99%)	$23,700 (-) Land $5,880 Building $17,820	$67,700 (-) Land $16,800 Building $50,900
2022	$765.00	$23,700 Land $5,880 Building $17,820	$67,700 Land $16,800 Building $50,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503
Water Source	Purchased groundwater from TROY CITY PWS
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, Verizon, Watch TV.

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