Clay County property record for 407 E 20th Ter, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,982 sqft · built 2001 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,630 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-305-00-03-009.00 |
| Primary APN | 11-305-00-03-009.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| Gross Area | 3,579 sqft |
| 1st Floor Area | 1,077 sqft |
| Basement Area | 1,077 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 125 ft deep x 180 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 240 sqft |
| Patio Area | 100 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 407 E 20TH TER |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-8775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE GATES 4TH PLAT LT 145 |
| Legal Range | 31W |
| Legal Township | 52N |
| Legal Section | 02 |
| Legal Subdivision | WHITE GATES 04 |
| Legal Lot Number | 145 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 21811 |
Source: Clay County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 E 20TH TER, KEARNEY, MO 64060-8775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 |
| Deed Sale | Dec 30, 2016 |
| Prior Sale | Jul 25, 2001 · Amount on Record |
| Deed Document Number | 201646700 |
| Deed Book / Page | 7882 / 89 |
| Prior Transfer Date | Oct 24, 2007 |
| Prior Transfer Doc | 0000046606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 407 E 20TH TER, KEARNEY, MO 64060-8775 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 407 E 20TH TER, KEARNEY, MO 64060-8775 |
| Document Number | 0000030320 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 9671/132 |
| Instrument | 2023030320 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Oct 1, 2051 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,630.00 (+9.47%) | $55,480 (+14.25%) | $292,000 (+14.25%) |
| 2023 | $3,316.00 (+18.18%) | $48,560 | $255,578 |
| 2019 | $2,806.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEARNEY PWS serves 11,500 people · EPA ID MO1010416 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Intercept Fiber Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
May also be available: Brightspeed, United Fiber, Verizon, Wisper ISP.
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