406 E 20th Ter, Kearney, MO 64060 Property Records

Clay County property record for 406 E 20th Ter, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,589 sqft · built 2002
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on File
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-305-00-01-022.00`

Property Details

APN / Parcel Number

Primary APN	`11-305-00-01-022.00`
Alternative APNs	`1130500010220001` `245033`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	3,662 sqft
1st Floor Area	1,589 sqft
Basement Area	1,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	190 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	196 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	406 E 20TH TER
City	KEARNEY
State	MO
Zip	64060-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE GATES 4TH PLAT LT 128
Legal Range	31W
Legal Township	52N
Legal Section	02
Legal Subdivision	WHITE GATES 04
Legal Lot Number	128
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1006
Census Tract	21811

Owner

406 E 20th Ter is owned by a company that acquired it in October 2022.

Source: Clay County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	406 E 20TH TER, KEARNEY, MO 64060-8775
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK MIDWEST
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Oct 11, 2022	Intrafamily Transfer, Transfer
Aug 27, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC
Oct 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021
Deed Sale	Aug 27, 2021
Prior Sale	Jan 24, 2001 · Amount on File
Deed Document Number	202137165
Deed Book / Page	9156 / 108
Last Transfer Date	Oct 6, 2022
Transfer Doc	0000033034
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	406 E 20TH TER, KEARNEY, MO 64060-8775
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024470
Date	Aug 27, 2019
Book Page	8485/064
Instrument	2019024470

Lender

Name	BANK MIDWEST
Type	Bank
Address	LIBERTY, MO 64068

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	May 3, 2020

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	406 E 20TH TER, KEARNEY, MO 64060-8775
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036906
Date	Oct 2, 2020
Book Page	8821/71
Instrument	2020036906

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	406 E 20TH TER, KEARNEY, MO 64060-8775
Transaction Type	Mortgage
Record Updated	Oct 17, 2022
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 GLENSIDE RD, KEARNEY, MO 64060-7306

Mortgage

Document Number	0000038702
Date	Sep 7, 2021
Book Page	9166/138
Instrument	2021038702

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Oct 11, 2022
Property Address	406 E 20TH TER, KEARNEY, MO 64060-8775
Document Number	0000033034
Book / Page	9461 / 173
Instrument Date	Oct 6, 2022
Instrument	2022033034
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	406 E 20TH TER, KEARNEY, MO 64060-8775

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Aug 27, 2021
Property Address	406 E 20TH TER, KEARNEY, MO 64060-8775
Document Number	0000037165
Book / Page	9156 / 108
Instrument Date	Aug 20, 2021
Instrument	2021037165
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E 20TH TER, KEARNEY, MO 64060-8775

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Oct 5, 2020
Property Address	406 E 20TH TER, KEARNEY, MO 64060-8775
Document Number	0000037014
Book / Page	008822 / 000013
Instrument Date	Oct 2, 2020
Instrument	37014
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 E 20TH TER KEARNEY MO 640608775, KEARNEY, MO 64060-8775

Tax Assessment & Valuation

The 2025 property tax bill for 406 E 20th Ter was $3,805.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,805.00	$58,160	$306,105
2023	$3,457.00	$50,620	$266,421
2019	$2,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 E 20th Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 E 20th Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Brightspeed, United Fiber, Verizon, Wisper ISP.

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