Clay County property record for 403 E 20th Ter, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,992 sqft · built 1999 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,300 (Sep 2019) |
| Tax Bill | $3,704 (2024) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-305-00-03-007.00 |
| Primary APN | 11-305-00-03-007.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 4,576 sqft |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 403 E 20TH TER |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-8775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE GATES 4TH PLAT LT 143 |
| Legal Range | 31W |
| Legal Township | 52N |
| Legal Section | 02 |
| Legal Subdivision | WHITE GATES 04 |
| Legal Lot Number | 143 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 21811 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1504 NE 124TH ST, KANSAS CITY, MO 64165-1088 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Prior Sale | Sep 20, 2011 · Amount on Record |
| Deed Document Number | 201927727 |
| Deed Book / Page | 8505 / 1 |
| Last Transfer Date | Jun 6, 2025 |
| Transfer Doc | 0000014025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 23, 2019 |
| Property Address | 403 E 20TH TER, KEARNEY, MO 64060-8775 |
| Document Number | 0000027727 |
| Book / Page | 8505 / 001 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 2019027727 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 E 20TH TER, KEARNEY, MO 64060-8775 |
| Document Number | 0000027728 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019027728 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,580 (+10.21%) | $313,579 (+10.21%) | |
| 2024 | $3,704.00 (+0.33%) | ||
| 2023 | $3,692.00 (+21.09%) | $54,060 | $284,526 |
| 2019 | $3,049.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEARNEY PWS serves 11,500 people · EPA ID MO1010416 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Intercept Fiber Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
May also be available: Brightspeed, United Fiber, Verizon, Wisper ISP.
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