407 Commonwealth St, Durham, NC 27703 Property Records

Durham County property record for 407 Commonwealth St, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,394 sqft · built 1940
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (Feb 2019)
Tax Bill$2,645 (2026)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN0840-09-6099

Property Details

APN / Parcel Number

Primary APN0840-09-6099
Alternative APNs
  • 0840-09-60-9954
  • 084005096190
  • 130940

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,394 sqft Heated Area
1st Floor Area1,156 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions108 ft deep x 100 ft wide
PorchPorch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address407 COMMONWEALTH ST
CityDURHAM
StateNC
Zip27703-4425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionPROP-ROYSTER VERONICA & L EE STEPHEN B/LT#78 PL:000199-000248
Legal SubdivisionPROP-WOODS LARKIN
Legal Lot Number78
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group4
Census Block4009
Census Tract1802

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address727 W HARGETT ST, 209, RALEIGH, NC 27603-1669
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2019Deed of Trust, Mortgage · Commercial Mortgage
NEW REPUBLIC SAVINGS BANK
Feb 27, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Aug 30, 2018Warranty Deed, Transfer
Aug 3, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Prior SaleAug 30, 2018 · Amount on Record
Deed Document Number20195901
Deed Book / Page8602 / 234
Prior Transfer DateDec 14, 2006
Prior Transfer Doc0054520543
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address407 COMMONWEALTH ST, DURHAM, NC 27703-4425
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 WOODVIEW DR, DURHAM, NC 27704-4161

Mortgage

Document Number0086020147
DateFeb 27, 2019
Book Page8602/147
Instrument2019005889
Lender
NameNEW REPUBLIC SAVINGS BANK
TypeBank
AddressROCKY MOUNT, NC 27804
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term37 Months
DueMar 10, 2022

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateFeb 27, 2019
Property Address407 COMMONWEALTH ST, DURHAM, NC 27703-4425
Document Number0086020234
Book / Page008602 / 000234
Instrument DateFeb 26, 2019
Instrument5901
Transaction TypeTransfer
Record UpdatedMar 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address727 W HARGETT ST #209 RALEIGH NC 276031669, 209, RALEIGH, NC 27603-1669

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateAug 30, 2018
Property Address407 COMMONWEALTH ST, DURHAM, NC 27703-4425
Document Number0084990484
Book / Page008499 / 000484
Instrument DateAug 27, 2018
Instrument30785
Transaction TypeTransfer
Record UpdatedSep 12, 2018

Transaction

AmountAmount Recorded
Tax$160.00
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2011 WOODVIEW DR DURHAM NC 277044161, DURHAM, NC 27704-4161

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateAug 3, 2018
Property Address407 COMMONWEALTH ST, DURHAM, NC 27703-4425
Document Number0084820114
Book / Page008482 / 000114
Instrument DateJul 26, 2018
Instrument27354
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 COMMONWEALTH ST DURHAM NC 277034425, DURHAM, NC 27703-4425

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,645.00 (+2.52%)$260,268 (-) Land $85,400 Building $174,868$260,268 (-) Land $85,400 Building $174,868
2025$2,580.00 (+69.07%)$260,268 (+123.31%) Land $85,400 Building $174,868$260,268 (+123.31%) Land $85,400 Building $174,868
2023$1,526.00 (+2.35%)$116,549 Land $18,285 Building $98,264$116,549 Land $18,285 Building $98,264
2022$1,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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