Durham County property record for 412 Commonwealth St, Durham, NC 27703
| Property Type | Residential Vacant Land |
|---|---|
| Details | built 2022 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,000 (Aug 2023) |
| Tax Bill | $3,544 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0840-09-5075 |
| Primary APN | 0840-09-5075 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 2,614 sqft (0.06 acres) |
| Street Address | 412 COMMONWEALTH ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-4426 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RU-5 |
| Legal Description | PROP-CARRIER MAURICE/TR#0 1 PL:000205-000108 |
| Legal Subdivision | PROP-WOODS LARKIN |
| Legal Tract | 1 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 1802 |
Source: Durham County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 COMMONWEALTH ST, DURHAM, NC 27703-4426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Aug 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 11, 2022 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Deed Document Number | 202371511 |
| Deed Book / Page | 9970 / 861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 412 COMMONWEALTH ST, DURHAM, NC 27703-4426 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 920 DURHAM ST, FUQUAY VARINA, NC 27526-1652 |
| Investor | Possibly a Property Investor |
| Document Number | 0096490016 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 9649/16 |
| Instrument | 2022012217 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 18, 2023 |
| Property Address | 412 COMMONWEALTH ST, DURHAM, NC 27703-4426 |
| Document Number | 0099700861 |
| Book / Page | 9970 / 861 |
| Map Reference | MB 205 PG 108 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023071511 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $658.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1021 TALBOT PL, DURHAM, NC 27703-6523 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 COMMONWEALTH ST, DURHAM, NC 27703-4426 |
| Document Number | 2023071512 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2023071512 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 11, 2022 |
| Property Address | 412 COMMONWEALTH ST, DURHAM, NC 27703-4426 |
| Document Number | 0096380900 |
| Book / Page | 9638 / 900 |
| Map Reference | MB 205 PG 108 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022010513 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6142 LAKEFRONT ST, DURHAM, NC 27703-6572 |
| Name | Verified Name |
|---|---|
| Address | 920 DURHAM ST, FUQUAY VARINA, NC 27526-1652 |
| Investor | Possibly a Property Investor |
Source: Durham County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,544.00 (+397.05%) | $357,554 (+557.74%) Land $74,200 Building $283,354 | $357,554 (+557.74%) Land $74,200 Building $283,354 |
| 2023 | $713.00 (+252.97%) | $54,361 (+243.51%) Land $15,825 Building $38,536 | $54,361 (+243.51%) Land $15,825 Building $38,536 |
| 2022 | $202.00 | $15,825 Land $15,825 | $15,825 Land $15,825 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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