403 Commonwealth St, Durham, NC 27703 Property Records

Durham County property record for 403 Commonwealth St, Durham, NC 27703 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1962
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Apr 2023)
Tax Bill	$1,940 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0840-09-7232`

Property Details

APN / Parcel Number

Primary APN	`0840-09-7232`
Alternative APNs	`0840-09-72-3203` `084005097232` `130937`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Heated Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	108 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	403 COMMONWEALTH ST
City	DURHAM
State	NC
Zip	27703-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROP-WOODS LARKIN/LT#75 PL:00005A-000005
Legal Subdivision	PROP-WOODS LARKIN
Legal Lot Number	75
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4009
Census Tract	1802

Owner

Source: Durham County records · APN 0840-09-7232

Assessment roll updated September 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	403 COMMONWEALTH ST, DURHAM, NC 27703-4425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 13, 2023	Intrafamily Transfer, Transfer
Mar 18, 2021	Warranty Deed, Transfer
Feb 05, 2021	Warranty Deed, Transfer · Commercial Mortgage THE 403 COMMONWEALTH STREET LENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2023 · Amount on Record
Deed Sale	Apr 04, 2023 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	202357304
Deed Book / Page	9892 / 1
Prior Transfer Date	Mar 13, 2023
Prior Transfer Doc	0098770764
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 04, 2023
Property Address	403 COMMONWEALTH ST, DURHAM, NC 27703-4425
Document Number	0098920001
Book / Page	9892 / 1
Map Reference	MB 5A PG 5
Instrument Date	Apr 03, 2023
Instrument	2023057304
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023057305
Date	Apr 04, 2023
Instrument	2023057305

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	May 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Mar 13, 2023
Property Address	403 COMMONWEALTH ST, DURHAM, NC 27703-4425
Document Number	0098770764
Book / Page	9877 / 764
Map Reference	MB 5A PG 5
Instrument Date	Mar 13, 2023
Instrument	2023054740
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 COMMONWEALTH ST, DURHAM, NC 27703-4426

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 18, 2021
Property Address	403 COMMONWEALTH ST, DURHAM, NC 27703-4425
Document Number	0092670324
Book / Page	9267 / 324
Map Reference	MB 5A PG 5
Instrument Date	Mar 15, 2021
Instrument	2021013437
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 COMMONWEALTH ST, 402, DURHAM, NC 27703-4426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 SQUIRE RIDGE DR, FUQUAY VARINA, NC 27526-8173

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 05, 2021
Property Address	403 COMMONWEALTH ST, DURHAM, NC 27703-4425
Document Number	0092220544
Book / Page	9222 / 544
Map Reference	MB 5 PG 5
Instrument Date	Feb 05, 2021
Instrument	2021005986
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 CRESCENT MOON CT, 1114, DURHAM, NC 27712-2993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 SQUIRE RIDGE DR, FUQUAY VARINA, NC 27526-8173

Mortgage

Document Number	2021005987
Date	Feb 05, 2021
Instrument	2021005987

Lender

Name	THE 403 COMMONWEALTH STREET LENDING

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 05, 2022

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,940.00 (+87.62%)	$195,737 (+147.94%) Land $79,100 Building $116,637	$195,737 (+147.94%) Land $79,100 Building $116,637
2023	$1,034.00 (+102.75%)	$78,946 Land $16,890 Building $62,056	$78,946 Land $16,890 Building $62,056
2022	$510.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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