Warren County property record for 407 Commerce St, Bowling Green, KY 42101
| Property Type | Commercial |
|---|---|
| Details | 5,610 sqft · built 1984 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | Company Name on Record |
| Last Sale | $110,000 (Mar 2024) |
| Tax Bill | $5,560 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050C-23-018 |
| Primary APN | 050C-23-018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,610 sqft |
| Year Built | Built 1984 |
|---|---|
| Construction Type | Steel Frame |
| Lot Area | 40,075 sqft (0.919 acres) |
| Account Number | W1649502 |
|---|---|
| Street Address | 407 COMMERCE ST |
| City | BOWLING GREEN |
| State | KY |
| Zip | 42101-9118 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT:18 SUBD:BG WC INDUSTRIAL FOUNDATION |
| Legal Subdivision | BG WC INDUSTRIAL FOUNDATION |
| Legal Lot Number | 18 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | BOWLING GREEN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11300 |
Source: Warren County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2440 INNOVATION DR, LEXINGTON, KY 40511-8515 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK |
| Aug 3, 2022 | Deed of Trust, Mortgage · Commercial Mortgage THE CECILIAN BANK |
| Mar 21, 2024 | Deed, Transfer |
| Aug 14, 2023 | Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK |
| Nov 20, 2020 | Deed, Transfer · Line of Credit THE CECILIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on Record |
| Deed Sale | Mar 21, 2024 · Amount on Record |
| Prior Sale | Aug 14, 2023 · Amount on Record |
| Deed Document Number | 2042510 |
| Deed Book / Page | D1297 / 708 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 407 COMMERCE ST, BOWLING GREEN, KY 42101-9118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M3069/199 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | M3069/199 |
| Instrument | 1166197 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | LEITCHFIELD, KY 42754 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 20, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 407 COMMERCE ST, BOWLING GREEN, KY 42101-9118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M3309/164 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | M3309/164 |
| Instrument | 1962175 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | LEITCHFIELD, KY 42754 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 13, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Mar 21, 2024 |
| Property Address | 407 COMMERCE ST, BOWLING GREEN, KY 42101-9118 |
| Document Number | 0D1297/708 |
| Book / Page | D1297 / 708 |
| Map Reference | MB 11 PG 54 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2042510 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 375 WINSTON CT, BOWLING GREEN, KY 42104-8802 |
| Name | Verified Name |
|---|---|
| Address | 2440 INNOVATION DR, LEXINGTON, KY 40511-8515 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Aug 14, 2023 |
| Property Address | 407 COMMERCE ST, BOWLING GREEN, KY 42101-9118 |
| Document Number | 0D1285/707 |
| Book / Page | D1285 / 707 |
| Map Reference | MB 11 PG 54 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 2013217 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $463.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5898 BROWNSVILLE RD, BROWNSVILLE, KY 42210-9437 |
| Name | Verified Name |
|---|---|
| Address | 375 WINSTON CT, BOWLING GREEN, KY 42104-8802 |
| Document Number | 0002013218 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2013218 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 9, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Nov 20, 2020 |
| Property Address | 407 COMMERCE ST, BOWLING GREEN, KY 42101-9118 |
| Document Number | 0D1218/732 |
| Book / Page | D1218 / 732 |
| Map Reference | MB 11 PG 54 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 1164347 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 SHADY LAND CHURCH RD, BOWLING GREEN, KY 42101-8756 |
| Name | Verified Name |
|---|---|
| Address | 5898 BROWNSVILLE RD, BROWNSVILLE, KY 42210-9437 |
| Document Number | 0001164349 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 1164349 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 17, 2040 |
| Document Number | 0M3063/485 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | M3063/485 |
| Instrument | 1164348 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | LEITCHFIELD, KY 42754 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 17, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Warren County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bowling Green City |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,560.00 (+224.2%) | $660,000 (+23%) | $660,000 (+23%) |
| 2023 | $1,715.00 (+7.12%) | $200,000 (-) | $200,000 (-) |
| 2022 | $1,601.00 | $200,000 | $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| North Central Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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