344 Commerce St, Bowling Green, KY 42101 Property Records

Warren County property record for 344 Commerce St, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,072 sqft · built 1998
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2021)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050B-17-002`

Property Details

APN / Parcel Number

Primary APN	`050B-17-002`
Alternative APNs	`H0028223` `383889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,072 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Detached
Garage Area	474 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	504 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	H0028223
Street Address	344 COMMERCE ST
City	BOWLING GREEN
State	KY
Zip	42101-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2
Legal Subdivision	MINOR SUB
Legal Lot Number	2
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	2
Census Block	2021
Census Tract	11300

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	344 COMMERCE ST, BOWLING GREEN, KY 42101-9115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 28, 2021	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP
Sep 26, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	1918605
Deed Book / Page	D1241 / 596
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	344 COMMERCE ST, BOWLING GREEN, KY 42101-9115
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M3194/508
Date	Sep 15, 2021
Book Page	M3194/508
Instrument	1916408

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Sep 28, 2021
Property Address	344 COMMERCE ST, BOWLING GREEN, KY 42101-9115
Document Number	D1241/596
Book / Page	D1241 / 596
Map Reference	MB 18 PG 26
Instrument Date	Sep 17, 2021
Instrument	1918605
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	731 LAKE FOREST DR, 731, SMITHS GROVE, KY 42171-7306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16 SUMMER GLEN CT, DALLAS, GA 30157-9221

Mortgage

Document Number	1918606
Date	Sep 28, 2021
Instrument	1918606

Lender

Name	ATLANTIC BAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	344 COMMERCE ST, BOWLING GREEN, KY 42101-9115
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2915/163
Date	Sep 26, 2019
Book Page	M2915/163
Instrument	1103938

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Municipality	Plum Springs City
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00 (-0.91%)	$252,100 (+0.84%)	$252,100 (+0.84%)
2023	$2,193.00	$250,000	$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
North Central Communications Fiber	1,000 / 1,000

May also be available: Spectrum, T-Mobile, Verizon.

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