Warren County property record for 384 Commerce St, Bowling Green, KY 42101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1982 |
| Lot Size | 0.322 acres (14,031 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Feb 2025) |
| Tax Bill | $1,650 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Feb 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050B-23-007 |
| Primary APN | 050B-23-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,031 sqft (0.322 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 384 COMMERCE ST |
|---|---|
| City | BOWLING GREEN |
| State | KY |
| Zip | 42101-9115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPRINGVIEW |
| Legal Lot Number | 7 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | BOWLING GREEN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 11300 |
Source: Warren County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 384 COMMERCE ST, BOWLING GREEN, KY 42101-9115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) STOCKTON MORTGAGE CORP |
| Feb 13, 2025 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on Record |
| Deed Sale | Feb 13, 2025 · Amount on Record |
| Deed Document Number | 20252089939 |
| Deed Book / Page | 1316 / 919 |
| Last Transfer Date | Mar 7, 2025 |
| Transfer Doc | 0D1319/149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 384 COMMERCE ST, BOWLING GREEN, KY 42101-9115 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 384 COMMERCE ST, BOWLING GREEN, KY 42101-9115 |
| Document Number | 0M3524/898 |
|---|---|
| Date | Feb 13, 2025 |
| Book Page | M3524/898 |
| Instrument | 2089963 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Feb 13, 2025 |
| Property Address | 384 COMMERCE ST, BOWLING GREEN, KY 42101-9115 |
| Document Number | 0D1316/919 |
| Book / Page | D1316 / 919 |
| Map Reference | MB 17 PG 115 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 2089939 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | EAGLE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3371 PLANO RD, BOWLING GREEN, KY 42104-7880 |
| Name | Verified Name |
|---|---|
| Address | 384 COMMERCE ST, BOWLING GREEN, KY 42101-9115 |
| Document Number | 0002089942 |
|---|---|
| Date | Feb 13, 2025 |
| Instrument | 2089942 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2055 |
Source: Warren County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Municipality | Plum Springs City |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,650.00 (+177.31%) | $190,000 (+72.73%) | $190,000 (+72.73%) |
| 2023 | $595.00 Homeowner's exemption | $110,000 | $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| North Central Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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