Sonoma County property record for 407 Christopher Way, Windsor, CA 95492
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,595 sqft · built 1994 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Apr 1998) |
| Tax Bill | $5,440 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Apr 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-450-006-000 |
| Primary APN | 161-450-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,595 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 7,275 sqft (0.167 acres) |
| Heating System | Central |
|---|
| Old Parcel Number | 161-450-006 |
|---|---|
| Street Address | 407 CHRISTOPHER WAY |
| City | WINDSOR |
| State | CA |
| Zip | 95492-7507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYWI |
| Legal Description | LOT 6 TR 876 ARATA ESTS |
| Legal Subdivision | ARATA EST |
| Legal Tract | 876 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | HEALDSBURG |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 153804 |
Source: Sonoma County assessment roll, APN 161-450-006-000, as of April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 CHRISTOPHER WAY, WINDSOR, CA 95492-7507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2019 | Deed of Trust, Mortgage · ARM UMPQUA BANK |
| Jul 02, 2018 | Deed of Trust, Mortgage · Line of Credit REDWOOD CU |
| Aug 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 28, 2016 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 1998 · Amount on Record |
| Deed Sale | Apr 07, 1998 · Amount on Record |
| Prior Sale | Apr 05, 1995 · Amount on Record |
| Deed Document Number | 199835947 |
| Last Transfer Date | Sep 17, 2015 |
| Transfer Doc | 0000085851 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 407 CHRISTOPHER WAY, WINDSOR, CA 95492-7507 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 407 CHRISTOPHER WAY, WINDSOR, CA 95492-7507 |
| Document Number | 0000057455 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025057455 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 407 CHRISTOPHER WAY, WINDSOR, CA 95492-7507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000025969 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 2019025969 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | May 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 407 CHRISTOPHER WAY, WINDSOR, CA 95492-7507 |
| Document Number | 0000049080 |
| Instrument Date | Jul 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 407 CHRISTOPHER WAY WINDSOR CA 954927507, WINDSOR, CA 95492-7507 |
| Document Number | 0000049080 |
|---|---|
| Date | Jul 09, 2018 |
| Instrument | 49080 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 08, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 407 CHRISTOPHER WAY, WINDSOR, CA 95492-7507 |
| Document Number | 0000066260 |
| Instrument Date | Aug 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 407 CHRISTOPHER WAY WINDSOR CA 954927507, WINDSOR, CA 95492-7507 |
| Document Number | 0000066260 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 66260 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 407 CHRISTOPHER WAY, WINDSOR, CA 95492-7507 |
| Document Number | 0000001344 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2017 |
| Title Company | SPL INC |
| Name | Verified Name |
|---|---|
| Address | 407 CHRISTOPHER WAY WINDSOR CA 954927507, WINDSOR, CA 95492-7507 |
| Document Number | 0000001344 |
|---|---|
| Date | Jan 06, 2017 |
| Instrument | 1344 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2047 |
Source: Sonoma County assessment roll as of April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Windsor Town |
| Unified School District | Windsor Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,440.00 (+4.23%) Homeowner's exemption | $439,083 (+4.04%) Land $127,727 Building $311,356 |
| 2023 | $5,219.00 (+1.81%) Homeowner's exemption | $422,034 Land $122,768 Building $299,266 |
| 2022 | $5,126.00 |
Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), as of February 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 533 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system CA4910017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF WINDSOR serves 25,561 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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