407 Cayuga Dr, Loudon, TN 37774 Property Records

Loudon County property record for 407 Cayuga Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,372 sqft · built 2021
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Sep 2019)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053042D D 00200`

Property Details

APN / Parcel Number

Primary APN	`053042D D 00200`
Alternative APNs	`042D D 00200 000042D` `042D D 00200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,372 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	042D D 00200 000042D
Street Address	407 CAYUGA DR
City	LOUDON
State	TN
Zip	37774-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOMMOTLEY SHORES 4 2 1 046B D 046B 00200 000
Legal Subdivision	TOMMOTLEY SHORES
Legal Block	4
Legal Lot Number	2 1
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1009
Census Tract	60505

Owner

407 Cayuga Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Loudon County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 CAYUGA DR, LOUDON, TN 37774-2165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit IAA CU
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Sep 22, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 26, 2019	Warranty Deed, Transfer SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT
Apr 16, 2019	Warranty Deed, Transfer TELLICO TITLE SERVICES INC, TELLICO TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Aug 7, 2006 · Amount on File
Deed Document Number	0000416394
Deed Book / Page	416 / 394
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	407 CAYUGA DR, LOUDON, TN 37774-2165
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1758/726
Date	Sep 25, 2025
Book Page	T1758/726
Instrument	25008995

Lender

Name	IAA CU
Type	Credit Union
Address	808 IAA DR, BLOOMINGTON, IL 61701

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	407 CAYUGA DR, LOUDON, TN 37774-2165
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1490/551
Date	Nov 9, 2020
Book Page	T1490/551
Instrument	20011852

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Nov 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	407 CAYUGA DR, LOUDON, TN 37774-2165
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1554/288
Date	Sep 22, 2021
Book Page	T1554/288
Instrument	21012170

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Sep 26, 2019
Property Address	407 CAYUGA DR, LOUDON, TN 37774-2165
Document Number	0000008432
Book / Page	000416 / 000394
Instrument Date	Sep 26, 2019
Instrument	8432
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Tax	$240.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2171 COUNTY ROAD 800 N SECOR IL 617719580, SECOR, IL 61771-9580

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Apr 16, 2019
Property Address	407 CAYUGA DR, LOUDON, TN 37774-2165
Document Number	0000003192
Book / Page	000412 / 000091
Instrument Date	Apr 10, 2019
Instrument	3192
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	TELLICO TITLE SERVICES INC, TELLICO TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$214.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 TANASI DR LOUDON TN 377743100, LOUDON, TN 37774-3100

Tax Assessment & Valuation

The 2025 property tax bill for 407 Cayuga Dr was $2,454.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,454.00	$138,750 (-) Land $16,250 Building $122,500
2024	$2,454.00	$138,750 (-) Land $16,250 Building $122,500
2023		$138,750 Land $16,250 Building $122,500
2021			$555,000 Land $65,000 Building $490,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Cayuga Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Cayuga Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cayuga Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures