406 Cayuga Dr, Loudon, TN 37774 Property Records

Loudon County property record for 406 Cayuga Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,875 sqft · built 2006
Lot Size	0.38 acres (16,553 sqft)
Owner	Trust Name on File
Tax Bill	$5,933 (2025)
Deeds & Mortgages	Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`053042D B 00400`

Property Details

APN / Parcel Number

Primary APN	`053042D B 00400`
Alternative APNs	`042D B 00400 000042D` `042D B 00400`

Interior

Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	4,875 sqft Living Area
1st Floor Area	4,875 sqft
Basement Area	2,884 sqft
Finished Basement	1,991 sqft
Unfinished Basement	893 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,011 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	148 sqft
Deck Area	360 sqft
Patio Area	416 sqft
Boat Access	Boat Access
Boat House	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	042D B 00400 000042D
Street Address	406 CAYUGA DR
City	LOUDON
State	TN
Zip	37774-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOMMOTLEY SHORES 2 4 1 046B B 046B 00400 000
Legal Subdivision	TOMMOTLEY SHORES
Legal Block	2
Legal Lot Number	4 1
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	60505

Owner

406 Cayuga Dr is owner-occupied and held in a trust since March 2021.

Source: Loudon County records, as of January 22, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	406 CAYUGA DR, LOUDON, TN 37774-2164
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 27, 1997 · Amount on File
Last Transfer Date	Mar 3, 2021
Transfer Doc	0D0432/270
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDON TN
Recording Date	Mar 3, 2021
Property Address	406 CAYUGA DR, LOUDON, TN 37774-2164
Document Number	D0432/270
Book / Page	D0432 / 270
Map Reference	CAB C SL 55
Instrument Date	Feb 23, 2021
Instrument	21002696
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	406 CAYUGA DR, LOUDON, TN 37774-2164

Tax Assessment & Valuation

The 2025 property tax bill for 406 Cayuga Dr was $5,933.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,933.00	$335,500 (-) Land $125,000 Building $210,500
2024	$5,933.00	$335,500 (-) Land $125,000 Building $210,500
2023		$335,500 Land $125,000 Building $210,500
2021			$1,342,000 Land $500,000 Building $842,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Cayuga Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Cayuga Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cayuga Dr

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