Loudon County property record for 404 Cayuga Dr, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 3,633 sqft · built 2006 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,419 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 053042D B 00300 |
| Primary APN | 053042D B 00300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,633 sqft Living Area |
| 1st Floor Area | 3,633 sqft |
| Basement Area | 1,519 sqft |
| Finished Basement | 1,255 sqft |
| Unfinished Basement | 264 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 882 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 298 sqft |
| Deck Area | 216 sqft |
| Patio Area | 256 sqft |
| Boat Access | Boat Access |
| Boat House | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 042D B 00300 000042D |
|---|---|
| Street Address | 404 CAYUGA DR |
| City | LOUDON |
| State | TN |
| Zip | 37774-2164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOMMOTLEY SHORES 2 3 1 046B B 046B 00300 000 |
| Legal Subdivision | TOMMOTLEY SHORES |
| Legal Block | 2 |
| Legal Lot Number | 3 1 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60505 |
404 Cayuga Dr is owner-occupied and held in a trust since November 2015.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 404 CAYUGA DR, LOUDON, TN 37774-2164 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2015 |
| Deed Sale | Nov 20, 2015 |
| Prior Sale | Jun 1, 2000 · Amount on File |
| Deed Document Number | 0000382759 |
| Deed Book / Page | 252 / 718 |
| Prior Transfer Date | May 16, 2007 |
| Prior Transfer Doc | 000D320170 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 404 Cayuga Dr was $5,419.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,419.00 | $306,425 (-) Land $125,000 Building $181,425 | |
| 2024 | $5,419.00 | $306,425 (-) Land $125,000 Building $181,425 | |
| 2023 | $306,425 Land $125,000 Building $181,425 | ||
| 2021 | $1,225,700 Land $500,000 Building $725,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Cayuga Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Cayuga Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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