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  4. Ocean
  5. Bowne Rd

407 Bowne Rd, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 407 Bowne Rd, Ocean, NJ 07712

Property Summary

Property TypeSingle Family Home
Details2,808 sqft · built 2021
Lot Size0.496 acres (21,590 sqft)
Owner2 Individual Names on File
Last Sale$849,000 (Mar 2021)
Tax Bill$14,948 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jun 2019 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN37-00038-0000-00019-02

Property Details

APN / Parcel Number

Primary APN37-00038-0000-00019-02
Alternative APN
  • 37000380000000190002

Interior

Stories2 Stories
Building Area2,808 sqft Living Area
1st Floor Area1,448 sqft
Basement Area1,418 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area21,590 sqft (0.496 acres)
Lot Dimensions170 ft deep x 127 ft wide
Garage TypeAttached
Garage Area832 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Location & Zoning

Street Address407 BOWNE RD
CityOCEAN
StateNJ
Zip07712-3714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOCEAN TOWNSHIP
Legal Block38
Legal Lot Number19.2
JurisdictionMONMOUTH NJ
Township / Civil DivisionOCEAN
Census Block Group2
Census Block2014
Census Tract806503

Owner

Source: Monmouth County and Ocean Township assessment roll, APN 37-00038-0000-00019-02, as of July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 BOWNE RD, OCEAN, NJ 07712-3714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed, Transfer · Conventional Mortgage
ATLANTIS MORTGAGE CO INC
Jun 06, 2019Trustee's Deed, Construction Loan · Construction Mortgage
UNITY BK
May 30, 2019Grant Deed, Transfer · Conventional Mortgage
UNITY BK
Mar 12, 2019Trustee's Deed, Construction Loan · Construction Mortgage
THOMAS J JACKUBOWSKI
Oct 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 19, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Prior SaleMay 30, 2019 · Amount on Record
Deed Document Number202138226
Deed Book / Page9489 / 5173
Prior Transfer DateOct 02, 2017
Prior Transfer Doc2017102362
Record UpdatedSep 20, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateMar 11, 2021
Property Address407 BOWNE RD, OCEAN, NJ 07712-3714
Document Number0094895173
Book / Page9489 / 5173
Instrument DateDec 23, 2020
Instrument2021038226
Transaction TypeTransfer
Record UpdatedNov 18, 2022
Title CompanyRIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,824.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 REYNOLDS DR, 125, EATONTOWN, NJ 07724-2353

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 BOWNE RD, OCEAN, NJ 07712-3714

Mortgage

Document Number2021038227
DateMar 11, 2021
Instrument2021038227
Lender
NameATLANTIS MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2051

June 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONMOUTH NJ
Recording DateJun 06, 2019
Property Address407 BOWNE RD, OCEAN, NJ 07712-3714
Book / Page009351 / 004483
Instrument DateMay 28, 2019
Instrument49248
Transaction TypeConstruction Loan
Record UpdatedJul 03, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 BOWNE RD OCEAN NJ 07712, OCEAN, NJ 07712

Mortgage

Document Number0000049248
DateJun 06, 2019
Book Page009351/004483
Instrument49248
Lender
NameUNITY BK
TypeBank
AddressCLINTON, NJ 08809
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 05, 2020
Interest
Rate TypeAdjustable Rate

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateMay 30, 2019
Property Address407 BOWNE RD, OCEAN, NJ 07712-3714
Document Number0000047053
Book / Page009350 / 003928
Instrument DateApr 02, 2019
Instrument47053
Transaction TypeTransfer
Record UpdatedJul 03, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 BOWNE RD OCEAN NJ 07712, OCEAN, NJ 07712

Mortgage

Document Number47054
DateMay 30, 2019
Book Page009350/004118
Instrument47054
Lender
NameUNITY BK
TypeBank
AddressCLINTON, NJ 08809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2049
Interest
Rate TypeAdjustable Rate
Rate7%

March 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONMOUTH NJ
Recording DateMar 12, 2019
Property Address407 BOWNE RD, OCEAN, NJ 07712-3714
Book / Page009338 / 009206
Instrument DateJan 31, 2019
Instrument21947
Transaction TypeConstruction Loan
Record UpdatedMar 29, 2019
Title CompanyALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 BOWNE RD OCEAN NJ 07712, OCEAN, NJ 07712

Mortgage

Document Number0000021947
DateMar 12, 2019
Book Page009338/009206
Instrument21947
Lender
NameTHOMAS J JACKUBOWSKI
Address304 CENTRAL BLVD, BAYVILLE, NJ 08721-3206
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 11, 2020

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONMOUTH NJ
Recording DateOct 18, 2017
Property Address407 BOWNE RD, OCEAN, NJ 07712-3714
Document Number0000102362
Book / Page009254 / 004019
Instrument DateOct 02, 2017
Instrument102362
Transaction TypeTransfer
Record UpdatedDec 05, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address313 BOWNE RD OCEAN NJ 077123764, OCEAN, NJ 07712-3764

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONMOUTH NJ
Recording DateOct 19, 2017
Property Address407 BOWNE RD, OCEAN, NJ 07712-3714
Document Number0000102606
Book / Page009254 / 005236
Instrument DateAug 31, 2017
Instrument102606
Transaction TypeTransfer
Record UpdatedDec 05, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address399 MONMOUTH RD OAKHURST NJ 077551550, OAKHURST, NJ 07755-1550

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll as of July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionOcean Township
Unified School DistrictOcean Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,248,200 (+12.98%) Land $409,700 Building $838,500$1,248,200 (+12.98%) Land $409,700 Building $838,500
2025$14,948.00 (+6.71%)$1,104,800 (+19.88%) Land $409,700 Building $695,100$1,104,800 (+19.88%) Land $409,700 Building $695,100
2024$14,008.00 (+25.96%)
2023$921,600 Land $335,400 Building $586,200$921,600 Land $335,400 Building $586,200
2022$11,121.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258065032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims8 (1992–2023)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2023 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 285 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Optimum Communications
Cable · Fiber in parts of the area		940 / 35
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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