Monmouth County and Ocean Township property record for 405 Bowne Rd, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 3,646 sqft · built 2021 |
| Lot Size | 0.742 acres (32,339 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (May 2019) |
| Tax Bill | $14,301 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00038-0000-00019-01 |
| Primary APN | 37-00038-0000-00019-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,646 sqft Living Area |
| 1st Floor Area | 2,096 sqft |
| Basement Area | 2,096 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,339 sqft (0.742 acres) |
| Lot Dimensions | 294 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 834 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 450 sqft |
| Street Address | 405 BOWNE RD |
|---|---|
| City | OCEAN |
| State | NJ |
| Zip | 07712-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 38 |
| Legal Lot Number | 19.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 806503 |
Source: Monmouth County and Ocean Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 BOWNE RD, OCEAN, NJ 07712-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUONTIC BANK FSB |
| Jun 6, 2019 | Trustee's Deed, Construction Loan · Line of Credit UNITY BK |
| May 30, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITY BK |
| Mar 12, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage THOMAS J & LYNN G JACKUBOWSKI |
| Oct 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Deed Document Number | 201946999 |
| Deed Book / Page | 9350 / 3626 |
| Prior Transfer Date | Oct 2, 2017 |
| Prior Transfer Doc | 2017102363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 405 BOWNE RD, OCEAN, NJ 07712-3714 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | ALL AHEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0095348218 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 9534/8218 |
| Instrument | 2021122368 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 6, 2019 |
| Property Address | 405 BOWNE RD, OCEAN, NJ 07712-3714 |
| Book / Page | 009351 / 004345 |
| Instrument Date | May 28, 2019 |
| Instrument | 49223 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 3, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 405 BOWNE RD OCEAN NJ 07712, OCEAN, NJ 07712 |
| Document Number | 0000049223 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 009351/004345 |
| Instrument | 49223 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 5, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 30, 2019 |
| Property Address | 405 BOWNE RD, OCEAN, NJ 07712-3714 |
| Document Number | 0000046999 |
| Book / Page | 009350 / 003626 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 46999 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2019 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 BOWNE RD OCEAN NJ 07712, OCEAN, NJ 07712 |
| Document Number | 47000 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 009350/003636 |
| Instrument | 47000 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 12, 2019 |
| Property Address | 405 BOWNE RD, OCEAN, NJ 07712-3714 |
| Book / Page | 009338 / 009206 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 21947 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 29, 2019 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 BOWNE RD OCEAN NJ 07712, OCEAN, NJ 07712 |
| Document Number | 0000021947 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 009338/009206 |
| Instrument | 21947 |
| Name | THOMAS J & LYNN G JACKUBOWSKI |
|---|---|
| Address | 304 CENTRAL BLVD, BAYVILLE, NJ 08721-3206 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 11, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 18, 2017 |
| Property Address | 405 BOWNE RD, OCEAN, NJ 07712-3714 |
| Document Number | 0000102363 |
| Book / Page | 009254 / 004044 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 102363 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 HILLCREST RD HOLMDEL NJ 077331632, HOLMDEL, NJ 07733-1632 |
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,512,000 (+43.05%) Land $450,100 Building $1,061,900 | $1,512,000 (+43.05%) Land $450,100 Building $1,061,900 | |
| 2025 | $14,301.00 (-5.12%) | $1,057,000 (-) Land $450,100 Building $606,900 | $1,057,000 (-) Land $450,100 Building $606,900 |
| 2024 | $15,073.00 (+31.99%) | ||
| 2023 | $1,057,000 Land $367,200 Building $689,800 | $1,057,000 Land $367,200 Building $689,800 | |
| 2022 | $11,420.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1992–2023) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures