Monmouth County and Ocean Township property record for 403 Bowne Rd, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,721 sqft · built 1905 |
| Lot Size | 0.546 acres (23,769 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,747 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00038-0000-00019-03 |
| Primary APN | 37-00038-0000-00019-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,721 sqft Living Area |
| 1st Floor Area | 1,610 sqft |
| Upper Floors Area | 1,111 sqft |
| Basement Area | 1,446 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 23,769 sqft (0.546 acres) |
| Lot Dimensions | 139 ft deep x 171 ft wide |
| Garage Type | Detached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
|---|---|
| Patio Area | 154 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Street Address | 403 BOWNE RD |
|---|---|
| City | OCEAN |
| State | NJ |
| Zip | 07712-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OCEAN TOWNSHIP |
| Legal Block | 38 |
| Legal Lot Number | 19.3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 806503 |
Source: Monmouth County and Ocean Township records · APN 37-00038-0000-00019-03
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 BOWNE RD, OCEAN, NJ 07712-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jul 02, 2020 | Quit Claim Deed, Transfer RESIDENTIAL HM FNDG |
| Oct 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 29, 2020 |
| Transfer Doc | 0000071161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 403 BOWNE RD, OCEAN, NJ 07712-3714 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0095937745 |
|---|---|
| Date | May 04, 2022 |
| Book Page | 9593/7745 |
| Instrument | 2022049260 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 02, 2020 |
| Property Address | 403 BOWNE RD, OCEAN, NJ 07712-3714 |
| Document Number | 0000071161 |
| Book / Page | 009424 / 007949 |
| Instrument Date | May 29, 2020 |
| Instrument | 71161 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | BRAVO TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 BOWNE RD OCEAN NJ 07712, OCEAN, NJ 07712 |
| Document Number | 71162 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 009424/007960 |
| Instrument | 71162 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 19, 2017 |
| Property Address | 403 BOWNE RD, OCEAN, NJ 07712-3714 |
| Document Number | 0092545248 |
| Book / Page | 009254 / 005248 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $869,600 (+9.48%) Land $437,900 Building $431,700 | $869,600 (+9.48%) Land $437,900 Building $431,700 | |
| 2025 | $10,747.00 (+25.07%) | $794,300 (+17.45%) Land $437,900 Building $356,400 | $794,300 (+17.45%) Land $437,900 Building $356,400 |
| 2024 | $8,593.00 (-17.67%) | ||
| 2023 | $676,300 Land $358,700 Building $317,600 | $676,300 Land $358,700 Building $317,600 | |
| 2022 | $10,437.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1992–2023) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 285 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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