St. Louis County property record for 407 3rd St N, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,146 sqft · built 1947 |
| Lot Size | 0.16 acres (6,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $71,500 (Apr 2004) |
| Tax Bill | $1,606 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Jan 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-01880 |
| Primary APN | 080-0010-01880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Gross Area |
| 1st Floor Area | 1,146 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,998 sqft (0.16 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 140 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1085581 |
|---|---|
| Street Address | 407 3RD ST N |
| City | TOWER |
| State | MN |
| Zip | 55790-0012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0013 BLOCK:017 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 17 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 3RD ST N, TOWER, MN 55790-0012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 7, 2020 | Quit Claim Deed, Transfer · Line of Credit BOUNDARY WATERS ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2004 · Amount on Record |
| Deed Sale | Apr 21, 2004 · Amount on Record |
| Prior Sale | Sep 30, 2003 · Amount on Record |
| Deed Document Number | 2004940916 |
| Last Transfer Date | Dec 23, 2019 |
| Transfer Doc | 0001370863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 6, 2026 |
| Property Address | 407 3RD ST N, TOWER, MN 55790-0012 |
| Document Number | 0001530231 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 20261530231 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 403 3RD ST N, TOWER, MN 55790-0012 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 7, 2020 |
| Property Address | 407 3RD ST N, TOWER, MN 55790-0012 |
| Document Number | 00A1370863 |
| Instrument Date | Dec 23, 2019 |
| Instrument | A1370863 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 3RD ST N TOWER MN 557900012, TOWER, MN 55790-0012 |
| Document Number | A1370864 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | A1370864 |
| Name | BOUNDARY WATERS ST BK |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 6, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,606.00 (+1.39%) Homeowner's exemption | ||
| 2025 | $1,584.00 (+0.13%) Homeowner's exemption | $126,600 (+6.12%) Land $6,000 Building $120,600 | $126,600 (+6.12%) Land $6,000 Building $120,600 |
| 2024 | $1,582.00 | $119,300 (+32.41%) Land $6,000 Building $113,300 | $119,300 (+32.41%) Land $6,000 Building $113,300 |
| 2022 | $90,100 Land $5,400 Building $84,700 | $90,100 Land $5,400 Building $84,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tower serves 426 people · EPA ID MN1690051 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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