315 3rd St N, Tower, MN 55790 Property Records

St. Louis County property record for 315 3rd St N, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,586 sqft
Lot Size	0.16 acres (6,998 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2024)
Tax Bill	$2,300 (2026)
Deeds & Mortgages	Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`080-0010-00500`

Property Details

APN / Parcel Number

Primary APN	`080-0010-00500`
Alternative APNs	`1049681` `1166441`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,586 sqft Gross Area
1st Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,998 sqft (0.16 acres)
Garage Area	672 sqft

Exterior Amenities

Porch	Patio
Porch Area	360 sqft
Deck Area	144 sqft
Cabin	384 sqft
Storage Building	12 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1166441
Street Address	315 3RD ST N
City	TOWER
State	MN
Zip	55790-0011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 BLOCK:007 SERIAL #
Legal Subdivision	TOWER
Legal Block	7
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2031
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 3RD ST N, TOWER, MN 55790-0011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	20241488629
Prior Transfer Date	Oct 3, 2022
Prior Transfer Doc	0001453365
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 20, 2018
Property Address	315 3RD ST N, TOWER, MN 55790-0011
Document Number	00A1331361
Instrument Date	Apr 6, 2018
Instrument	A1331361
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 791 TOWER MN 557900791, TOWER, MN 55790-0791

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,300.00 (+3.6%) Homeowner's exemption
2025	$2,220.00 (-3.06%) Homeowner's exemption	$196,200 (+7.27%) Land $6,000 Building $190,200	$196,200 (+7.27%) Land $6,000 Building $190,200
2024	$2,290.00	$182,900 (+32.92%) Land $6,000 Building $176,900	$182,900 (+32.92%) Land $6,000 Building $176,900
2022		$137,600 Land $5,400 Building $132,200	$137,600 Land $5,400 Building $132,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20