St. Louis County property record for 313 3rd St N, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,268 sqft |
| Lot Size | 0.16 acres (6,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,000 (Mar 2021) |
| Tax Bill | $1,334 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-00520 |
| Primary APN | 080-0010-00520 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Gross Area |
| 1st Floor Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Lot Area | 6,998 sqft (0.16 acres) |
| Garage Area | 768 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 64 sqft |
| Storage Building | 70 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1105655 |
|---|---|
| Street Address | 313 3RD ST N |
| City | TOWER |
| State | MN |
| Zip | 55790-0011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 10 BLOCK:007 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 15402 |
Source: St. Louis County records · APN 080-0010-00520
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 3RD ST N, TOWER, MN 55790-0011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST |
| Dec 27, 2017 | Warranty Deed, Transfer · Line of Credit FRANDSEN BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 11, 2021 · Amount on Record |
| Deed Sale | Mar 11, 2021 · Amount on Record |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Document Number | 20211406457 |
| Last Transfer Date | Aug 24, 2022 |
| Transfer Doc | 0001450683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 11, 2021 |
| Property Address | 313 3RD ST N, TOWER, MN 55790-0011 |
| Document Number | 0001406457 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 1406457 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 N THIRD ST, TOWER, MN 55790 |
| Document Number | 0001406458 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 1406458 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 27, 2017 |
| Property Address | 313 3RD ST N, TOWER, MN 55790-0011 |
| Document Number | 00A1324847 |
| Instrument Date | Dec 20, 2017 |
| Instrument | A1324847 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2018 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 313 N THIRD ST TOWER MN 557902307, TOWER, MN 55790-2307 |
| Document Number | A1324849 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | A1324849 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,334.00 (-1.33%) Homeowner's exemption | ||
| 2025 | $1,352.00 (-9.75%) Homeowner's exemption | $141,300 (+3.59%) Land $6,000 Building $135,300 | $141,300 (+3.59%) Land $6,000 Building $135,300 |
| 2024 | $1,498.00 | $136,400 (+32.56%) Land $6,000 Building $130,400 | $136,400 (+32.56%) Land $6,000 Building $130,400 |
| 2022 | $102,900 Land $5,400 Building $97,500 | $102,900 Land $5,400 Building $97,500 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 75 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Tower serves 426 people |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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