407 3rd St, Bovey, MN 55709 Property Records

Itasca County property record for 407 3rd St, Bovey, MN 55709

Property Summary

Property Type	Single Family Home
Details	2 bd · 504 sqft
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Dec 2023)
Tax Bill	$640 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone D (undetermined)
APN	`86-410-0660`

Property Details

APN / Parcel Number

Primary APN	`86-410-0660`
Alternative APNs	`148040` `69378`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	504 sqft Base Area
1st Floor Area	504 sqft

Exterior

Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	148040
Street Address	407 3RD ST
City	BOVEY
State	MN
Zip	55709-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOT 13-BLK 6
Legal Range	24W
Legal Township	56N
Legal Section	32
Legal Subdivision	BOVEY
Legal Block	6
Legal Lot Number	13
Jurisdiction	ITASCA MN
Township / Civil Division	BOVEY
Census Block Group	2
Census Block	2078
Census Tract	481002

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 487, BOVEY, MN 55709-0487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBERS COOPERATIVE CREDIT UNION
Mar 24, 2023	Warranty Deed, Transfer MIDLAND TITLE AGENCY
Apr 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	20231610910
Prior Transfer Date	Apr 24, 2018
Prior Transfer Doc	0000721673
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Dec 27, 2023
Property Address	407 3RD ST, BOVEY, MN 55709-2646
Document Number	A000777192
Instrument Date	Dec 22, 2023
Instrument	A000777192
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 3RD ST, BOVEY, MN 55709-2646

Mortgage

Document Number	A000777193
Date	Dec 27, 2023
Instrument	A000777193

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Mar 24, 2023
Property Address	407 3RD ST, BOVEY, MN 55709-2646
Document Number	A000770888
Instrument Date	Mar 23, 2023
Instrument	A000770888
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 509, BOVEY, MN 55709-0509

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ITASCA MN
Recording Date	Apr 24, 2018
Property Address	407 3RD ST, BOVEY, MN 55709-2646
Document Number	A000721673
Instrument Date	Apr 24, 2018
Instrument	A000721673
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 BLUE JAY WAY # EAY, EAY, EAGAN, MN 55123-2449

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
Municipality	Bovey City
Unified School District	Greenway Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$640.00 (-32.49%) Homeowner's exemption
2025		$98,700 (+119.33%) Land $7,000 Building $91,700	$98,700 (+119.33%) Land $7,000 Building $91,700
2023	$948.00
2022		$45,000 Land $3,700 Building $41,300	$45,000 Land $3,700 Building $41,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bovey serves 821 people · EPA ID MN1310003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Midco Cable	250 / 20

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