313 3rd St, Bovey, MN 55709 Property Records

Itasca County property record for 313 3rd St, Bovey, MN 55709

Property Summary

Property Type	Single Family Home
Details	4 bd · 528 sqft
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Apr 2026)
Tax Bill	$1,004 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone D (undetermined)
APN	`86-410-0775`

Property Details

APN / Parcel Number

Primary APN	`86-410-0775`
Alternative APNs	`151532` `143674` `69393`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	528 sqft Base Area
1st Floor Area	528 sqft

Exterior

Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	151532
Street Address	313 3RD ST
City	BOVEY
State	MN
Zip	55709-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOT 21-BLK 7
Legal Range	24W
Legal Township	56N
Legal Section	32
Legal Subdivision	BOVEY
Legal Block	7
Legal Lot Number	21
Jurisdiction	ITASCA MN
Township / Civil Division	BOVEY
Census Block Group	2
Census Block	2079
Census Tract	481002

Owner

313 3rd St is owned by two individuals who bought it in April 2026.

Source: Itasca County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 16, BOVEY, MN 55709-0016
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage GRAND RAPIDS STATE BANK
Nov 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	Feb 12, 2025 · Amount on File
Deed Document Number	2026796039
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Apr 3, 2026
Property Address	313 3RD ST, BOVEY, MN 55709-2639
Document Number	0000796039
Instrument Date	Mar 20, 2026
Instrument	2026796039
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	ABSTRACT SERVICES COMPANY, ABSTRACT SERVICE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,329.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000796040,
Date	Apr 3, 2026
Instrument	2026796040

Lender

Name	GRAND RAPIDS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Nov 21, 2017
Property Address	313 3RD ST, BOVEY, MN 55709-2639
Document Number	A000718106
Instrument Date	Nov 10, 2017
Instrument	A000718106
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$52.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 3RD ST, BOVEY, MN 55709-2639

Tax Assessment & Valuation

The 2026 property tax bill for 313 3rd St was $1,004, down 30.1% from the year before.

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
Municipality	Bovey City
Unified School District	Greenway Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,004.00 (-30.08%)
2025	$1,436.00 (+51.16%)	$53,900 (+7.16%) Land $3,900 Building $50,000	$53,900 (+7.16%) Land $3,900 Building $50,000
2024	$950.00	$50,300 Land $3,900 Building $46,400	$50,300 Land $3,900 Building $46,400
2022		$45,300 Land $2,100 Building $43,200	$45,300 Land $2,100 Building $43,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 313 3rd St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bovey serves 821 people · EPA ID MN1310003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Midco Cable	250 / 20

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