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401 3rd St, Bovey, MN 55709 Property Records

Itasca County property record for 401 3rd St, Bovey, MN 55709

Property Summary

Property TypeSingle Family Home
Details2 bd · 384 sqft
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$43,000 (Sep 2020)
Tax Bill$948 (2026)
Deeds & MortgagesAug 2025 Refinance
Sep 2020 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN86-410-0640

Property Details

APN / Parcel Number

Primary APN86-410-0640
Alternative APNs
  • 124513
  • 69376

Interior

Bedrooms2 Beds
Stories1 Story
Building Area384 sqft Base Area
1st Floor Area384 sqft

Exterior

Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions125 ft deep x 33 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number124513
Street Address401 3RD ST
CityBOVEY
StateMN
Zip55709-2646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM
Legal DescriptionLOT 10-BLK 6
Legal Range24W
Legal Township56N
Legal Section32
Legal SubdivisionBOVEY
Legal Block6
Legal Lot Number10
JurisdictionITASCA MN
Township / Civil DivisionBOVEY
Census Block Group2
Census Block2078
Census Tract481002

Owner

401 3rd St is owned by an individual who bought it in September 2020.

Source: Itasca County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address31909 MACDOUGAL BAY RD, GRAND RAPIDS, MN 55744-6553
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
WESTERN NATIONAL BANK
Sep 8, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
AMERICAN NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2020 · Amount on File
Deed SaleSep 8, 2020 · Amount on File
Deed Document Number2020743701
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITASCA MN
Property Address401 3RD ST, BOVEY, MN 55709-2646
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000790682
DateAug 15, 2025
InstrumentA000790682
Lender
NameWESTERN NATIONAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.9%
Type Change DateAug 1, 2028
Index1-Year CMT

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionITASCA MN
Recording DateSep 8, 2020
Property Address401 3RD ST, BOVEY, MN 55709-2646
Document NumberA000743701
Instrument DateAug 28, 2020
InstrumentA000743701
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyMIDLAND TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31909 MACDOUGAL BAY RD, GRAND RAPIDS, MN 55744-6553

Mortgage

Document NumberA000743702
DateSep 8, 2020
InstrumentA000743702
Lender
NameAMERICAN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 401 3rd St was $948.

Source: Itasca County assessment roll, as of August 14, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyItasca County
MunicipalityBovey City
Unified School DistrictGreenway Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$948.00
2025$50,600 Land $5,200 Building $45,400$50,600 Land $5,200 Building $45,400
2024$902.00
2022$42,300 Land $2,700 Building $39,600$42,300 Land $2,700 Building $39,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 3rd St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBovey
serves 821 people · EPA ID MN1310003
Water SourceGroundwater
Last State InspectionSep 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Midco
Cable		250 / 20

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