407 1st St S, Buffalo, MN 55313 Property Records

Wright County property record for 407 1st St S, Buffalo, MN 55313 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1980
Square Footage	1,332 sqft Living Area
Lot Size	9,520 sqft (0.218 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2003)
Tax Bill	$1,992.00 (2026)

Owner

Source: Wright County records · APN 103-056-004090

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 1ST ST S, BUFFALO, MN 55313-1405
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2003 · Amount on Record
Deed Sale	Jul 28, 2003 · Amount on Record
Prior Sale	May 05, 1999 · Amount on Record
Deed Doc Number	200385146
Record Refreshed	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	407 1ST ST S, BUFFALO, MN 55313-1405
Document Number	0001418551
Instrument Date	Jan 08, 2020
Transaction Type	Mortgage
Record Updated	Mar 05, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	407 1ST ST S BUFFALO MN 553131405, BUFFALO, MN 55313-1405

Mortgage

Document Number	0001418551
Date	Feb 14, 2020
Instrument	1418551

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,992.00 (+23.88%)	$197,000 (+6.14%) Land $41,300 Building $155,700	$197,000 (+6.14%) Land $41,300 Building $155,700
2025		$185,600 (+16%) Land $35,000 Building $150,600	$185,600 (+16%) Land $35,000 Building $150,600
2023	$1,608.00 (-1.83%)	$160,000 Land $28,000 Building $132,000	$160,000 Land $28,000 Building $132,000
2022	$1,638.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`103-056-004090`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,332 sqft Living Area
1st Floor	1,332 sqft 1st Floor
Basement Area	286 sqft Basement
Finished Basement	286 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Ranch Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,520 sqft (0.218 acres)
Parking Spaces	1 Parking Spaces
Garage Area	364 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	407 1ST ST S
City	BUFFALO
State	MN
Zip	55313-1405
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 TAYLORS 3RD ADDN LOT-009 BLOCK-004 LT9 BLK 4& TH PRT OF LT8 BLK4 DES BEG AT PT 22FT N OF SW COR OF
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	TAYLORS 3RD ADDN
Legal Block	4,4
Legal Lot Number	9,8
Jurisdiction	WRIGHT MN
Minor Civil Division	BUFFALO
Census Blockgroup	2
Census Block	2031
Census Tract	100701