Wright County property record for 405 1st St S, Buffalo, MN 55313 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 972 sqft Living Area |
| Lot Size | 9,535 sqft (0.218 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $136,355 (2022) |
| Tax Bill | $1,674.00 (2026) |
Source: Wright County records · APN 103-056-004080
Assessment roll updated July 20, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 1ST ST S, BUFFALO, MN 55313-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Line of Credit BOUNDARY WATERS BANK |
| Apr 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on Record |
| Deed Sale | Apr 15, 2022 · Amount on Record |
| Prior Sale | Oct 31, 2008 · Amount on Record |
| Deed Doc Number | 20221397783 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 405 1ST ST S, BUFFALO, MN 55313-1405 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1507024 |
|---|---|
| Date | May 13, 2022 |
| Instrument | A1507024 |
| Name | BOUNDARY WATERS BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55449 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 05, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Apr 22, 2022 |
| Property Address | 405 1ST ST S, BUFFALO, MN 55313-1405 |
| Document Number | 00A1504908 |
| Instrument Date | Apr 15, 2022 |
| Instrument | A1504908 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | GCS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.97 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 405 1ST ST S, BUFFALO, MN 55313-1405 |
| Document Number | 00A1504909 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | A1504909 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Buffalo City |
| County | Wright County |
| Unified School District | Buffalo-Hanover-Montrose Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,674.00 (+0.97%) | $172,900 (+6.66%) Land $41,300 Building $131,600 | $172,900 (+6.66%) Land $41,300 Building $131,600 |
| 2025 | $162,100 (+6.93%) Land $35,000 Building $127,100 | $162,100 (+6.93%) Land $35,000 Building $127,100 | |
| 2023 | $1,658.00 (+4.8%) | $151,600 Land $28,000 Building $123,600 | $151,600 Land $28,000 Building $123,600 |
| 2022 | $1,582.00 |
Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 1% of the US · above 4% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 103-056-004080 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 972 sqft Living Area |
| 1st Floor | 972 sqft 1st Floor |
| Basement Area | 286 sqft Basement |
| Finished Basement | 286 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,535 sqft (0.218 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 364 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 360 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 405 1ST ST S |
|---|---|
| City | BUFFALO |
| State | MN |
| Zip | 55313-1405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-30 TWP-120 RANGE-025 TAYLORS 3RD ADDN LOT-008 BLOCK-004 LT8 BLK4 EX TR DES IN BK264-353 LT8 BLK4 EX TR DES IN BK264-353 |
| Legal Range | 025 |
| Legal Township | 120 |
| Legal Section | 30 |
| Legal Subdivision | TAYLORS 3RD ADDN |
| Legal Block | 4,4 |
| Legal Lot Number | 8 |
| Jurisdiction | WRIGHT MN |
| Minor Civil Division | BUFFALO |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 100701 |
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