309 1st St S, Buffalo, MN 55313 Property Records

Wright County property record for 309 1st St S, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 896 sqft · built 1949
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Nov 2004)
Tax Bill	$2,698 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`103-056-009100`

Property Details

APN / Parcel Number

Primary APN	`103-056-009100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Basement Area	796 sqft
Finished Basement	796 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1982
Architectural Style	Multi-Family
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,288 sqft (0.328 acres)
Garage Type	Mixed
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	309 1ST ST S
City	BUFFALO
State	MN
Zip	55313-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 TAYLORS 3RD ADDN LOT-010 BLOCK-009 LT10BLK9ALSO TH PRT OF VACATED4TH AVE NW TAYLORS 3RD ADD LT10BLK
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	TAYLORS 3RD ADDN
Legal Block	9,9
Legal Lot Number	10
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2031
Census Tract	100701

Owner

309 1st St S is owned and occupied by an individual who bought it in November 2004.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	309 1ST ST S, BUFFALO, MN 55313-1461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage ELECTRUS FCU
Mar 17, 2017	Warranty Deed, Transfer CENTRAL LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2004 · Amount on File
Deed Sale	Nov 30, 2004 · Amount on File
Deed Document Number	200492955
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	309 1ST ST S, BUFFALO, MN 55313-1461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	C U TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001447941
Date	Nov 13, 2020
Instrument	1447941

Lender

Name	ELECTRUS FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55429

Agreement

Amount	Amount on Record
Term	59 Months
Due	Sep 30, 2025

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 17, 2017
Property Address	309 1ST ST S, BUFFALO, MN 55313-1461
Document Number	0001339100
Instrument Date	Feb 3, 2017
Instrument	1339100
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	CENTRAL LAND TITLE

Transaction

Amount	Amount on Record
Tax	$514.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 1ST ST S, BUFFALO, MN 55313-1461

Tax Assessment & Valuation

The 2026 property tax bill for 309 1st St S was $2,698.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,698.00	$260,600 (+9.5%) Land $95,400 Building $165,200	$260,600 (+9.5%) Land $95,400 Building $165,200
2025		$238,000 Land $78,600 Building $159,400	$238,000 Land $78,600 Building $159,400
2023	$2,788.00 (+14.08%)	$240,600 Land $70,000 Building $170,600	$240,600 Land $70,000 Building $170,600
2022	$2,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 1st St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–1989)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 1st St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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