Kane County property record for 4065 Conifer Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,500 (Nov 2013) |
| Tax Bill | $13,513 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-280-009 |
| Primary APN | 05-26-280-009 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 4065 CONIFER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR GROVE SUB LT 45 |
| Legal Subdivision | CEDAR GROVE SUB |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-26-280-009
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4065 CONIFER DR, ELGIN, IL 60124-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 25, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2013 · Amount on Record |
| Deed Sale | Nov 07, 2013 · Amount on Record |
| Deed Document Number | 201378999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4065 CONIFER DR, ELGIN, IL 60124-3126 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019863 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021K019863 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 106 Months |
| Due | Jan 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 4065 CONIFER DR, ELGIN, IL 60124-3126 |
| Document Number | 0000055335 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NEXUS TITLE COMPANY, NEXUS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4065 CONIFER DR ELGIN IL 601243126, ELGIN, IL 60124-3126 |
| Document Number | 0000055335 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 55335 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,513.00 (+12.51%) Homeowner's exemption | ||
| 2024 | $152,956 (+18.21%) Land $29,480 Building $123,476 | $459,052 (+18.25%) Land $88,475 Building $370,576 | |
| 2022 | $12,010.00 (+3.9%) Homeowner's exemption | $129,397 (+7.65%) Land $24,917 Building $104,480 | $388,191 (+7.65%) Land $74,751 Building $313,440 |
| 2021 | $11,559.00 Homeowner's exemption | $120,202 Land $24,072 Building $96,130 | $360,606 Land $72,216 Building $288,390 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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