40670 Los Ranchos Cir, Temecula, CA 92592 Property Records

Riverside County property record for 40670 Los Ranchos Cir, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,359 sqft · built 1973
Lot Size	3.68 acres (160,736 sqft)
Owner	2 Trust Names on Record
Last Sale	$700,000 (Oct 2017)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`941-020-004`

Property Details

APN / Parcel Number

Primary APN	`941-020-004`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,359 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	2,359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1974
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	160,736 sqft
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40670 LOS RANCHOS CIR
City	TEMECULA
State	CA
Zip	92592-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBOOK
Legal Description	3.69 ACRES IN LOT 86 MB 063/068 TR 3958
Legal Subdivision	TRACT 3958
Legal Tract	3958
Legal Lot Number	86
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1017
Census Tract	43293

Owner

Source: Riverside County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	40670 LOS RANCHOS CIR, TEMECULA, CA 92592-8836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit LOS ANGELES POLICE FEDERAL CREDIT UNION
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 17, 2017	Grant Deed, Transfer WESTERN EXPRESS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Prior Sale	May 20, 2015 · Amount on Record
Deed Document Number	2017431195
Last Transfer Date	Jan 24, 2018
Transfer Doc	0000149775
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 23, 2026
Property Address	40670 LOS RANCHOS CIR, TEMECULA, CA 92592-8836
Document Number	0000296743
Instrument Date	Sep 17, 2026
Instrument	2026296743
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	40670 LOS RANCHOS CIR, TEMECULA, CA 92592-8836

Mortgage

Document Number	0000296743,
Date	Sep 23, 2026
Instrument	2026296743

Lender

Name	LOS ANGELES POLICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 17, 2051

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40670 LOS RANCHOS CIR, TEMECULA, CA 92592-8836
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40670 LOS RANCHOS CIR, TEMECULA, CA 92592-8836

Mortgage

Document Number	0000459454
Date	Aug 2, 2021
Instrument	2021-0459454

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40670 LOS RANCHOS CIR, TEMECULA, CA 92592-8836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40670 LOS RANCHOS CIR, TEMECULA, CA 92592-8836

Mortgage

Document Number	0000511457
Date	Oct 23, 2020
Instrument	2020-0511457

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 18, 2018
Property Address	40670 LOS RANCHOS CIR, TEMECULA, CA 92592-8836
Document Number	0000149776
Instrument Date	Jan 24, 2018
Instrument	149776
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40670 LOS RANCHOS CIR TEMECULA CA 925928836, TEMECULA, CA 92592-8836

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 18, 2018
Property Address	40670 LOS RANCHOS CIR, TEMECULA, CA 92592-8836
Document Number	0000149775
Instrument Date	Jan 24, 2018
Instrument	149775
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	40670 LOS RANCHOS CIR TEMECULA CA 925928836, TEMECULA, CA 92592-8836

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 17, 2017
Property Address	40670 LOS RANCHOS CIR, TEMECULA, CA 92592-8836
Document Number	0000431195
Instrument Date	Aug 22, 2017
Instrument	431195
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	CAPSTONE ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40670 LOS RANCHOS CIR TEMECULA CA 925928836, TEMECULA, CA 92592-8836

Mortgage

Document Number	431196
Date	Oct 17, 2017
Instrument	431196

Lender

Name	WESTERN EXPRESS LNDG
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,088 (+2%) Land $177,152 Building $251,936
2025	$4,795.00 (+2.63%) Homeowner's exemption	$420,676 (+4.04%) Land $173,679 Building $246,997
2023	$4,672.00 (+2.03%) Homeowner's exemption	$404,342 Land $166,936 Building $237,406
2022	$4,579.00
2021			$856,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
Southern California Telephone Fixed Wireless	75 / 15

May also be available: AT&T, Frontier, Verizon.

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