4065 Pass Cv, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4065 Pass Cv, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,185 sqft · built 2018
Lot Size	0.325 acres (14,157 sqft)
Owner	Individual Name on File
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-06-2-09-11-0-00181-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-2-09-11-0-00181-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	3,185 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,157 sqft (0.325 acres)

Location & Zoning

Street Address	4065 PASS CV
City	OLIVE BRANCH
State	MS
Zip	38654-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	GWIN FARMS PHASE 3 LOT 181
Legal Range	06
Legal Township	02
Legal Section	09
Legal Subdivision	GWIN FARMS PH 3
Legal Phase	3
Legal Lot Number	181
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	70721

Owner

4065 Pass Cv is owned and occupied by an individual who acquired it in November 2018.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4065 PASS CV, OLIVE BRANCH, MS 38654-1000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Nov 16, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018
Deed Sale	Nov 16, 2018
Deed Document Number	0000873274
Deed Book / Page	0873 / 274
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4065 PASS CV, OLIVE BRANCH, MS 38654-1000
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 PASS CV, OLIVE BRANCH, MS 38654-1000

Mortgage

Document Number	005097/534
Date	Nov 24, 2020
Book Page	5097/534

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 16, 2018
Property Address	4065 PASS CV, OLIVE BRANCH, MS 38654-1000
Document Number	000873/274
Book / Page	0873 / 274
Map Reference	MB 116 PG 36
Instrument Date	Nov 15, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CRESCENT DR, 177, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4065 PASS CV, OLIVE BRANCH, MS 38654-1000

Mortgage

Document Number	0004637090
Date	Nov 16, 2018
Instrument	4637/090

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4065 Pass Cv was $3,533.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,533.00	$30,518 Land $2,800 Building $27,718	$305,182 Land $28,000 Building $277,182
2023	$2,697.00	$21,962	$219,618 Land $28,000 Building $191,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4065 Pass Cv in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4065 Pass Cv is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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