4057 Pass Cv, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4057 Pass Cv, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,709 sqft · built 2016
Lot Size	0.309 acres (13,484 sqft)
Owner	Individual Name on Record
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-2-09-11-0-00182-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-2-09-11-0-00182-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,709 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,484 sqft (0.309 acres)
Patio Area	115 sqft

Location & Zoning

Street Address	4057 PASS CV
City	OLIVE BRANCH
State	MS
Zip	38654-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	GWIN FARMS PHASE 3 LOT 182
Legal Range	06
Legal Township	02
Legal Section	09
Legal Subdivision	GWIN FARMS PH 3
Legal Phase	3
Legal Lot Number	182
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	70721

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4057 PASS CV, OLIVE BRANCH, MS 38654-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLANET HOME LENDING LLC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2016
Deed Sale	Oct 21, 2016
Deed Document Number	0000806456
Deed Book / Page	0806 / 456
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4057 PASS CV, OLIVE BRANCH, MS 38654-1000
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4057 PASS CV, OLIVE BRANCH, MS 38654-1000

Mortgage

Document Number	5662/112932
Date	Nov 3, 2025
Book Page	5662/112932

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4057 PASS CV, OLIVE BRANCH, MS 38654-1000
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4057 PASS CV, OLIVE BRANCH, MS 38654-1000

Mortgage

Document Number	005101/561
Date	Dec 1, 2020
Book Page	5101/561

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4057 PASS CV, OLIVE BRANCH, MS 38654-1000
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4057 PASS CV, OLIVE BRANCH, MS 38654-1000

Mortgage

Document Number	005488/695
Date	Mar 16, 2022
Book Page	5488/695

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00 (+19.55%)	$26,783 (+38.26%) Land $2,800 Building $23,983	$267,827 (+38.26%) Land $28,000 Building $239,827
2023	$2,343.00	$19,371	$193,713 Land $28,000 Building $165,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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