4039 Pass Cv, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4039 Pass Cv, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,498 sqft · built 2017
Lot Size	0.381 acres (16,604 sqft)
Owner	Individual Name on Record
Tax Bill	$2,914 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-2-09-11-0-00183-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-2-09-11-0-00183-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,498 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,604 sqft (0.381 acres)

Location & Zoning

Street Address	4039 PASS CV
City	OLIVE BRANCH
State	MS
Zip	38654-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	GWIN FARMS PHASE 3 LOT 183
Legal Range	06
Legal Township	02
Legal Section	09
Legal Subdivision	GWIN FARMS PH 3
Legal Phase	3
Legal Lot Number	183
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	70721

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4039 PASS CV, OLIVE BRANCH, MS 38654-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
May 2, 2024	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Apr 5, 2017	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE, MEMPHIS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024
Deed Sale	May 2, 2024
Prior Sale	Apr 5, 2017
Deed Document Number	0010247776
Deed Book / Page	1024 / 7776
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4039 PASS CV, OLIVE BRANCH, MS 38654-1000
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 PASS CV, OLIVE BRANCH, MS 38654-1000

Mortgage

Document Number	005067/630
Date	Oct 19, 2020
Book Page	5067/630

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4039 PASS CV, OLIVE BRANCH, MS 38654-1000
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	MEMPHIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004329/715
Date	Apr 5, 2017
Book Page	4329/715

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 2, 2024
Property Address	4039 PASS CV, OLIVE BRANCH, MS 38654-1000
Document Number	01024/7776
Book / Page	1024 / 7776
Map Reference	MB 116 PG 36
Instrument Date	Apr 26, 2024
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3648 MITCHELLS CORNER RD E, OLIVE BRANCH, MS 38654-8938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4039 PASS CV, OLIVE BRANCH, MS 38654-1000

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 5, 2017
Property Address	4039 PASS CV, OLIVE BRANCH, MS 38654-1000
Document Number	000819/561
Book / Page	0819 / 561
Map Reference	PL 116 PG 36
Instrument Date	Mar 31, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 16, 2024
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CRESCENT DR, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4039 PASS CV, OLIVE BRANCH, MS 38654-1000

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,914.00 (+18.99%)	$27,762 (+37.78%) Land $2,800 Building $24,962	$277,623 (+37.79%) Land $28,000 Building $249,623
2023	$2,449.00	$20,149	$201,486 Land $28,000 Building $173,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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