4062 Conifer Dr, Elgin, IL 60124 Property Records

Kane County property record for 4062 Conifer Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$340,500 (Apr 2014)
Tax Bill	$13,072 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-279-015`

Property Details

APN / Parcel Number

Primary APN	`05-26-279-015`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	4062 CONIFER DR
City	ELGIN
State	IL
Zip	60124-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 30
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	30
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1036
Census Tract	850709

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4062 CONIFER DR, ELGIN, IL 60124-3146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 19, 2016	Deed of Trust, Mortgage · Conventional with PMI LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2014 · Amount on Record
Deed Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	201417657
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4062 CONIFER DR, ELGIN, IL 60124-3146
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034792
Date	Oct 5, 2023
Instrument	2023K034792

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2053

Interest

Rate Type	Fixed Rate
Rate	9.74%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4062 CONIFER DR, ELGIN, IL 60124-3146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000286
Date	Jan 4, 2021
Instrument	2021K000286

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4062 CONIFER DR, ELGIN, IL 60124-3146
Document Number	0000005657
Instrument Date	Nov 19, 2016
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4062 CONIFER DR ELGIN IL 601243126, ELGIN, IL 60124-3126

Mortgage

Document Number	0000005657
Date	Jan 31, 2017
Instrument	5657

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,072.00 (+11.94%) Homeowner's exemption
2024		$148,112 (+14.64%) Land $27,638 Building $120,474	$444,514 (+14.68%) Land $82,947 Building $361,567
2022	$11,678.00 (+4.17%) Homeowner's exemption	$129,202 (+7.79%) Land $21,357 Building $107,845	$387,606 (+7.79%) Land $64,071 Building $323,535
2021	$11,210.00 Homeowner's exemption	$119,860 Land $20,633 Building $99,227	$359,580 Land $61,899 Building $297,681

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

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