4065 Buffalo Rd, Buchanan, MI 49107 Property Records

Berrien County property record for 4065 Buffalo Rd, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,568 sqft · built 2017
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2022)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-0002-0002-07-0`

Property Details

APN / Parcel Number

Primary APN	`05-0002-0002-07-0`
Alternative APN	`11-05-0002-0002-07-0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	130,680 sqft (3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4065 BUFFALO RD
City	BUCHANAN
State	MI
Zip	49107-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG AGRICUL
Legal Description	SPLIT/COMBINED ON 05/09/2017 FROM 05-0002-0002-06-7; BEG S1/4 PST SEC 2 T8S R18W TH W 327.00' TH N00DEG10'36W PAR N-S 1/4 LN SD SEC 400.00' TH E PAR SD S LN 327.00' TO N-S 1/4 LN TH S00DEG10'36"E ON SD 1/4 LN 400.00' TO POB SURVEY
Legal Range	18W
Legal Township	08S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	1
Census Block	1020
Census Tract	20300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit INOVA FCU
Nov 4, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 9, 2017	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Aug 9, 2017	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Deed Document Number	2022366462
Deed Book / Page	3391 / 324
Prior Transfer Date	Aug 1, 2017
Prior Transfer Doc	03180/0147
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426

Mortgage

Document Number	03459/3767
Date	Sep 15, 2025
Book Page	3459/3767
Instrument	2025441601

Lender

Name	HONOR CU
Type	Credit Union
Address	04913

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03179/3396
Date	Aug 9, 2017
Book Page	3179/3396

Lender

Name	UNITED FCU
Type	Credit Union
Address	BUCHANAN, MI 49107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Aug 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03201/0913
Date	Mar 26, 2018
Book Page	3201/0913

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426

Mortgage

Document Number	003364/234
Date	Feb 16, 2022
Book Page	3364/234
Instrument	2022343449

Lender

Name	INOVA FCU
Type	Credit Union
Address	CLAYPOOL, IN 46510

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 4, 2022
Property Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426
Document Number	003391/324
Book / Page	3391 / 324
Instrument Date	Oct 25, 2022
Instrument	2022366462
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 9, 2017
Property Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426
Document Number	03180/0147
Book / Page	3180 / 0147
Instrument Date	Aug 1, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 9, 2017
Property Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426
Document Number	03180/0144
Book / Page	3180 / 0144
Instrument Date	Aug 1, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 BUFFALO RD, BUCHANAN, MI 49107-8426

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,700 (+7.3%)	$429,400 (+7.3%)
2025	$4,011.00 (+3.08%) Homeowner's exemption	$200,100 (+26.01%)	$400,200 (+26.01%)
2024	$3,891.00 (+56.71%)
2023		$158,800	$317,600
2022	$2,483.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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