40648 E 7th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40648 E 7th Ave, Umatilla, FL 32784 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,079 sqft Living Area
Lot Size	8,625 sqft (0.198 acres)
Occupancy	Owner Occupied
Last Sale	$157,000 (2008)
Tax Bill	$1,370.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-039-01300`
Alternative APN	`1227828`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,079 sqft Living Area
1st Floor	1,079 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Material	Shingle Roof
Lot Area	8,625 sqft (0.198 acres)
Depth X Width	115 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	231 sqft Garage
Patio Area	240 sqft Patio
Porch	Open Porch
Porch Area	76 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1227828
Street Address	40648 E 7TH AVE
City	UMATILLA
State	FL
Zip	32784-7552
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST UMATILLA LOTS 13 14 15 BLK 39 PB 6 PGS 87-95 ORB 3618 PG 2284
Legal Range	27E
Legal Township	18S
Legal Section	08
Legal Subdivision	EAST UMATILLA
Legal Tract	100
Legal Block	39
Legal Lot Number	13-15 14
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	2
Census Block	2004
Census Tract	30109

Owner

Source: Lake County records · APN 08-18-27-0100-039-01300

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	40648 E 7TH AVE, UMATILLA, FL 32784-7552
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2008 · Amount on Record
Deed Sale	Apr 29, 2008 · Amount on Record
Prior Sale	Nov 30, 2007
Deed Doc Number	2008051492
Deed Book / Page	3618 / 2284
Record Refreshed	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40648 E 7TH AVE, UMATILLA, FL 32784-7552
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40648 E 7TH AVE, UMATILLA, FL 32784-7552

Mortgage

Document Number	0060320456
Date	Oct 03, 2022
Book Page	6032/456
Instrument	2022130653

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Sep 27, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,120 (+5.97%) Land $38,813 Building $47,307	$181,818 (+13.46%) Land $38,813 Building $143,005
2024	$1,370.00 (+19.65%)
2023	$1,145.00 (+19.4%) Homeowner's exemption	$81,270 (+2.99%)	$160,255 (+8.78%) Land $38,813 Building $121,442
2022	$959.00 Homeowner's exemption	$78,910	$147,317 Land $25,875 Building $121,442

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 361 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.