Lake County property record for 40531 E 7th Ave, Umatilla, FL 32784 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,330 sqft · built 1996 |
| Lot Size | 0.311 acres (13,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,000 (Jul 2020) |
| Tax Bill | $2,105 (2024) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-077-01000 |
| Primary APN | 08-18-27-0100-077-01000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 13,570 sqft (0.311 acres) |
| Lot Dimensions | 115 ft deep x 118 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3689844 |
|---|---|
| Street Address | 40531 E 7TH AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-7553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST UMATILLA S 20.7 FT OF LOT 10 LOTS 11 12 13 & N 21.7 FT OF LOT 14 BLK 77 PB 6 PGS 87-95 ORB 5495 PG 2356 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 100 |
| Legal Block | 77 |
| Legal Lot Number | 10-14 12 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 30109 |
Source: Lake County records · APN 08-18-27-0100-077-01000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40531 E 7TH AVE, UMATILLA, FL 32784-7553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jul 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Feb 19, 2020 | Warranty Deed, Transfer · Construction Mortgage RCN CAP |
| Feb 13, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2020 · Amount on Record |
| Deed Sale | Jul 01, 2020 · Amount on Record |
| Prior Sale | Feb 19, 2020 · Amount on Record |
| Deed Document Number | 2020070080 |
| Deed Book / Page | 5495 / 2356 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40531 E 7TH AVE, UMATILLA, FL 32784-7553 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 40531 E 7TH AVE, UMATILLA, FL 32784-7553 |
| Document Number | 0062111398 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 6211/1398 |
| Instrument | 2023113630 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 01, 2020 |
| Property Address | 40531 E 7TH AVE, UMATILLA, FL 32784-7553 |
| Document Number | 0054952356 |
| Book / Page | 5495 / 2356 |
| Map Reference | MB 6 PG 87 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020070080 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | STERLING TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,267.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10123 US HIGHWAY 441, 10123, LEESBURG, FL 34788-3952 |
| Name | Verified Name |
|---|---|
| Address | 40531 E 7TH AVE, UMATILLA, FL 32784-7553 |
| Document Number | 0054952359 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 5495/2359 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 19, 2020 |
| Property Address | 40531 E 7TH AVE, UMATILLA, FL 32784-7553 |
| Document Number | 0054232277 |
| Book / Page | 005423 / 002277 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 20533 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2020 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $958.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10123 US HIGHWAY 441 LEESBURG FL 347883952, LEESBURG, FL 34788-3952 |
| Document Number | 54232279 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 005423/002279 |
| Instrument | 20534 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 18, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 13, 2020 |
| Property Address | 40531 E 7TH AVE, UMATILLA, FL 32784-7553 |
| Document Number | 0054211364 |
| Book / Page | 005421 / 001364 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 18638 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9161 NARCOOSSEE RD #107 ORLANDO FL 328275764, 107, ORLANDO, FL 32827-5764 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,910 (+5.98%) Land $61,065 Building $110,845 | $222,733 (+2.27%) Land $61,065 Building $161,668 | |
| 2024 | $2,105.00 (+14.78%) | ||
| 2023 | $1,834.00 (+7.19%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $162,210 (+3%) | $217,779 (+10.31%) Land $61,065 Building $156,714 |
| 2022 | $1,711.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $157,490 | $197,424 Land $40,710 Building $156,714 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 420 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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