40544 E 7th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40544 E 7th Ave, Umatilla, FL 32784 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,139 sqft Living Area
Lot Size	13,499 sqft (0.31 acres)
Occupancy	Owner Occupied
Last Sale	$250,000 (2023)
Tax Bill	$2,783.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-078-03700`
Alternative APNs	`271808010007803700` `3591615`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,139 sqft Living Area
Gross Area	1,379 sqft Gross Area
1st Floor	1,139 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2021
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	13,499 sqft (0.31 acres)
Depth X Width	115 ft x 117 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	240 sqft Garage
Porch Area	12 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3591615
Street Address	40544 E 7TH AVE
City	UMATILLA
State	FL
Zip	32784-7580
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST UMATILLA N 4.3 FT OF LOT 37 LOTS 38 39 40 41 & S 13.10 FT OF LOT 42 BLK 78 PB 6 PGS 87-95 ORB 6258 PG 168
Legal Range	27E
Legal Township	18S
Legal Section	8
Legal Subdivision	EAST UMATILLA
Legal Tract	0100
Legal Block	78
Legal Lot Number	37
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	2
Census Block	2004
Census Tract	30109

Owner

Source: Lake County records · APN 08-18-27-0100-078-03700

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40544 E 7TH AVE, UMATILLA, FL 32784-7580
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Nov 08, 1994 · Amount on Record
Deed Doc Number	2023152660
Deed Book / Page	6258 / 168
Record Refreshed	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 15, 2023
Property Address	40544 E 7TH AVE, UMATILLA, FL 32784-7552
Document Number	0062580168
Book / Page	6258 / 168
Map Reference	MB 6 PG 87-95
Instrument Date	Dec 06, 2023
Instrument	2023152660
Transaction Type	Transfer
Record Updated	Jan 01, 2024
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2207, UMATILLA, FL 32784-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40544 E 7TH AVE, UMATILLA, FL 32784-7552

Mortgage

Document Number	0006258170
Date	Dec 15, 2023
Instrument	6258/170

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,773 (-) Land $60,548 Building $127,225	$187,773 (-) Land $60,548 Building $127,225
2025	$2,783.00 (+0.04%) Homeowner's exemption	$187,773 (+138.17%) Land $60,548 Building $127,225	$187,773 (+15.48%) Land $60,548 Building $127,225
2024	$2,782.00 (+150.18%)
2023	$1,112.00 (+19.96%) Homeowner's exemption	$78,840 (+2.99%)	$162,598 (+14.17%) Land $60,548 Building $102,050
2022	$927.00 Homeowner's exemption	$76,550	$142,415 Land $40,365 Building $102,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 420 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.