St. Charles County property record for 4053 Broad St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,307 sqft · built 2016 |
| Lot Size | 0.107 acres (4,639 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,900 (May 2019) |
| Tax Bill | $7,218 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T160500012 |
| Primary APN | T160500012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,307 sqft Living Area |
| Gross Area | 4,548 sqft |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 1,316 sqft |
| Finished Basement | 775 sqft |
| Unfinished Basement | 541 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 4,639 sqft (0.107 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160500012 |
|---|---|
| Street Address | 4053 BROAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 71 |
| Legal Subdivision | NEW TOWN AT ST CHAS GATEWAY DIST #1 |
| Legal Lot Number | 71 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 310201 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4053 BROAD ST, SAINT CHARLES, MO 63301-8442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| May 23, 2019 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on Record |
| Deed Sale | May 23, 2019 · Amount on Record |
| Prior Sale | Dec 5, 2016 · Amount on Record |
| Deed Document Number | 2019248450 |
| Deed Book / Page | 7078 / 1582 |
| Prior Transfer Date | Nov 4, 2018 |
| Prior Transfer Doc | 0070290981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4053 BROAD ST, SAINT CHARLES, MO 63301-8442 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4053 BROAD ST, SAINT CHARLES, MO 63301-8442 |
| Document Number | 2021R013351 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021R-013351 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 23, 2019 |
| Property Address | 4053 BROAD ST, SAINT CHARLES, MO 63301-8442 |
| Document Number | 0070781582 |
| Book / Page | 007078 / 001582 |
| Instrument Date | May 20, 2019 |
| Instrument | 248450 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4053 BROAD ST ST CHARLES MO 633018442, ST CHARLES, MO 63301-8442 |
| Document Number | 70781584 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 007078/001584 |
| Instrument | 248460 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MT 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 22, 2049 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,218.00 (+4.11%) | $93,785 (+7.86%) | $493,605 (+7.86%) Land $48,000 Building $445,605 |
| 2024 | $6,933.00 | ||
| 2023 | $86,952 | ||
| 2022 | $457,644 Land $36,000 Building $421,644 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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