4058 Conifer Dr, Elgin, IL 60124 Property Records

Kane County property record for 4058 Conifer Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,500 (Jan 2014)
Tax Bill	$12,314 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-279-017`

Property Details

APN / Parcel Number

Primary APN	`05-26-279-017`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	4058 CONIFER DR
City	ELGIN
State	IL
Zip	60124-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR GROVE SUB LT 32
Legal Subdivision	CEDAR GROVE SUB
Legal Block	1
Legal Lot Number	32
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1036
Census Tract	850709

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4058 CONIFER DR, ELGIN, IL 60124-3146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 12, 2016	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2014 · Amount on Record
Deed Sale	Jan 30, 2014 · Amount on Record
Deed Document Number	20145124
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4058 CONIFER DR, ELGIN, IL 60124-3146
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4058 CONIFER DR, ELGIN, IL 60124-3146

Mortgage

Document Number	0000027250
Date	May 23, 2022
Instrument	2022K027250

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 3, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4058 CONIFER DR, ELGIN, IL 60124-3146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061365
Date	Oct 15, 2020
Instrument	2020K061365

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4058 CONIFER DR, ELGIN, IL 60124-3146
Document Number	0000000250
Instrument Date	Oct 12, 2016
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4058 CONIFER DR ELGIN IL 601243126, ELGIN, IL 60124-3126

Mortgage

Document Number	0000000250
Date	Jan 3, 2017
Instrument	250

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,314.00 (+13.11%) Homeowner's exemption
2024		$140,052 (+19.54%) Land $27,638 Building $112,414	$420,324 (+19.58%) Land $82,947 Building $337,377
2022	$10,887.00 (+3.96%) Homeowner's exemption	$117,164 (+7.7%) Land $21,357 Building $95,807	$351,492 (+7.7%) Land $64,071 Building $287,421
2021	$10,472.00 Homeowner's exemption	$108,783 Land $20,633 Building $88,150	$326,349 Land $61,899 Building $264,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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