4061 E Empire Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4061 E Empire Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 927 sqft · built 1900
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$95,750 (Jun 2010)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-0023-0013-01-1`

Property Details

APN / Parcel Number

Primary APN	`03-0023-0013-01-1`
Alternative APN	`11-03-0023-0013-01-1`

Interior

Full Baths	1 Bath
Building Area	927 sqft Living Area
1st Floor Area	927 sqft
Basement Area	927 sqft
Unfinished Basement	927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Raised Ranch
Lot Area	108,900 sqft (2.5 acres)
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4061 E EMPIRE AVE
City	BENTON HARBOR
State	MI
Zip	49022-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA RURAL
Legal Description	COM AT THE SE COR OF SEC 23 T4S R18W TH N 253.26'TH W 430'TH S 253.26'TH E 430'TO POB
Legal Range	18W
Legal Township	04S
Legal Section	23
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2001
Census Tract	2400

Owner

Source: Berrien County records · APN 03-0023-0013-01-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4061 E EMPIRE AVE, BENTON HARBOR, MI 49022-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Sep 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2010 · Amount on Record
Deed Sale	Jun 11, 2010 · Amount on Record
Prior Sale	Feb 16, 2010 · Amount on Record
Deed Book / Page	2923 / 2122
Prior Transfer Date	Aug 23, 2006
Prior Transfer Doc	02740/0817
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Apr 13, 2026
Property Address	4061 E EMPIRE AVE, BENTON HARBOR, MI 49022-9722
Document Number	0000458187
Book / Page	3474 / 3322
Instrument Date	Mar 28, 2026
Instrument	2026458187
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4061 E EMPIRE AVE, BENTON HARBOR, MI 49022-9722

Mortgage

Document Number	0000458187,
Date	Apr 13, 2026
Book Page	3474/3322
Instrument	2026458187

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	5.98%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4061 E EMPIRE AVE, BENTON HARBOR, MI 49022-9722
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03289/1339
Date	Sep 03, 2020
Book Page	3289/1339

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4061 E EMPIRE AVE, BENTON HARBOR, MI 49022-9722
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03391/2632
Date	Nov 10, 2022
Book Page	3391/2632
Instrument	2022366916

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	114 Months
Due	May 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,900 (+6.57%)	$181,800 (+6.57%)
2025	$2,215.00 (+2.98%) Homeowner's exemption	$85,300 (+12.38%)	$170,600 (+12.38%)
2024	$2,151.00 (+9.97%)
2023		$75,900	$151,800
2022	$1,956.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midwest Energy Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 23 locations within half a mile of this property.

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