4146 E Empire Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 4146 E Empire Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1965
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jan 2022)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-0025-0001-08-7`

Property Details

APN / Parcel Number

Primary APN	`03-0025-0001-08-7`
Alternative APN	`11-03-0025-0001-08-7`

Interior

Full Baths	1 Bath
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Lot Area	21,780 sqft (0.5 acres)
Lot Depth	218 ft Depth
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4146 E EMPIRE AVE
City	BENTON HARBOR
State	MI
Zip	49022-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA RURAL
Legal Description	COM 217.8'S89DEG25'E OF NW COR SEC 25 T4S R18W TH S89DEG25'E 100' TH S 217.8'TH N89DEG25'W 100'TH N 217.8'TO POB
Legal Range	18W
Legal Township	04S
Legal Section	25
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2009
Census Tract	2400

Owner

Source: Berrien County records · APN 03-0025-0001-08-7

Assessment roll updated June 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4146 E EMPIRE AVE, BENTON HARBOR, MI 49022-9724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit HONOR CREDIT UNION
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Jan 22, 2020	Land Contract, Transfer · Land Contract SHARON YARBROUGH
Apr 25, 2019	Deed, Transfer BALVENIE TITLE COMPANY LLC
Nov 07, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	2022340047
Deed Book / Page	3359 / 3051
Prior Transfer Date	Dec 21, 2021
Prior Transfer Doc	03359/3051
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 27, 2026
Property Address	4146 E EMPIRE AVE, BENTON HARBOR, MI 49022-9724
Document Number	0000461817
Book / Page	3478 / 1513
Instrument Date	May 13, 2026
Instrument	2026461817
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4146 E EMPIRE AVE, BENTON HARBOR, MI 49022-9724

Mortgage

Document Number	0000461817,
Date	May 27, 2026
Book Page	3478/1513
Instrument	2026461817

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2046

Interest

Rate	6.3%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 10, 2022
Property Address	4146 E EMPIRE AVE, BENTON HARBOR, MI 49022-9724
Document Number	03359/3051
Book / Page	3359 / 3051
Instrument Date	Dec 21, 2021
Instrument	2022340047
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI NIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4146 E EMPIRE AVE, BENTON HARBOR, MI 49022-9724

Mortgage

Document Number	0033592805
Date	Jan 10, 2022
Instrument	3359/2805

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2037

January 2020: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BERRIEN MI
Recording Date	Jan 22, 2020
Property Address	4146 E EMPIRE AVE, BENTON HARBOR, MI 49022-9724
Document Number	03262/2932
Book / Page	3262 / 2932
Instrument Date	Jan 21, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	564 S OTTAWA RD, BENTON HARBOR, MI 49022-6032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4146 E EMPIRE AVE, BENTON HARBOR, MI 49022-9724

Mortgage

Date	Jan 22, 2020

Lender

Name	SHARON YARBROUGH
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 25, 2019
Property Address	4146 E EMPIRE AVE, BENTON HARBOR, MI 49022-9724
Document Number	03235/2026
Book / Page	3235 / 2026
Instrument Date	Apr 15, 2019
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	BALVENIE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 WOODWARD AVE, DETROIT, MI 48226-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 S OTTAWA RD, BENTON HARBOR, MI 49022-6032

November 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 07, 2018
Property Address	4146 E EMPIRE AVE, BENTON HARBOR, MI 49022-9724
Document Number	03222/0414
Book / Page	3222 / 0414
Instrument Date	Nov 01, 2018
Transaction Type	Foreclosure
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,500 (-2.08%)	$151,000 (-2.08%)
2025	$1,976.00 (+3.13%) Homeowner's exemption	$77,100 (+5.47%)	$154,200 (+5.47%)
2024	$1,916.00 (+10.24%)
2023		$73,100	$146,200
2022	$1,738.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midwest Energy Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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