3956 E Empire Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 3956 E Empire Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,112 sqft · built 1973
Lot Size0.499 acres (21,736 sqft)
Owner2 Individual Names on File
Last Sale$31,000 (Nov 1989)
Tax Bill$1,419 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN03-3160-0002-00-9

Property Details

APN / Parcel Number

Primary APN03-3160-0002-00-9
Alternative APN
  • 11-03-3160-0002-00-9

Interior

Full Baths1 Bath
Building Area2,112 sqft Living Area
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRaised Ranch
Lot Area21,736 sqft (0.499 acres)
Lot Dimensions200 ft deep x 108 ft wide
Garage Area1,560 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address3956 E EMPIRE AVE
CityBENTON HARBOR
StateMI
Zip49022-9722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA RURAL
Legal DescriptionLOT 2 HILL & DALE ACRES
Legal SubdivisionHILL & DALE ACRES
Legal Lot Number2
Legal Unit2
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2008
Census Tract2400

Owner

Source: Berrien County records · APN 03-3160-0002-00-9

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3956 E EMPIRE AVE, BENTON HARBOR, MI 49022-9722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 24, 1989 · Amount on Record
Deed SaleNov 24, 1989 · Amount on Record
Deed Book / Page1402 / 1284
Last Transfer DateDec 13, 2004
Transfer Doc02575/0621
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address3956 E EMPIRE AVE, BENTON HARBOR, MI 49022-9722
Transaction TypeMortgage
Record UpdatedNov 09, 2023
Title CompanyTITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number03216/0410
DateSep 05, 2018
Book Page3216/0410
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$105,100 (+2.94%)$210,200 (+2.94%)
2025$1,419.00 (+3.05%) Homeowner's exemption$102,100 (+12.07%)$204,200 (+12.07%)
2024$1,377.00 (+10.25%)
2023$91,100$182,200
2022$1,249.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210024002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 23 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Midwest Energy Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Mercury Broadband.

Nearby Properties on E Empire Ave

Nearby Streets

Search Property Records by Address or Parcel Number