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3945 Genesee Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3945 Genesee Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,614 sqft · built 1900
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$111,500 (Oct 2018)
Tax Bill$619 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN008-011-038-02

Property Details

APN / Parcel Number

Primary APN008-011-038-02

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,614 sqft Living Area
1st Floor Area1,614 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address3945 GENESEE RD
CityLAPEER
StateMI
Zip48446-2925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionPARCEL 1 PART OF THE NW 1/4 OF SEC 11 T7N-R9E DES AS COM AT THE W 1/4 COR; TH S 88-31-15 E 500.00 FT; TH N 01-10-00 E 363.16
Legal Range09E
Legal Township07N
Legal Section11
JurisdictionLAPEER MI
Township / Civil DivisionELBA
Census Block Group1
Census Block1033
Census Tract336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3945 GENESEE RD, LAPEER, MI 48446-2925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2018Warranty Deed, Transfer · Conventional Mortgage
F & H RENOVATIONS LLC
Oct 9, 2018Quit Claim Deed, Transfer
LIBERTY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2018 · Amount on File
Deed SaleOct 9, 2018 · Amount on File
Prior SaleOct 9, 2018 · Amount on File
Deed Book / Page2988 / 848
Prior Transfer DateAug 9, 2018
Prior Transfer Doc0029880845
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateOct 9, 2018
Property Address3945 GENESEE RD, LAPEER, MI 48446-2925
Document Number0029880848
Book / Page002988 / 000848
Instrument DateAug 9, 2018
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$836.25
Amount AccuracyConfirmed
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3945 GENESEE RD LAPEER MI 484462925, LAPEER, MI 48446-2925

Mortgage

Document Number29880851
DateOct 9, 2018
Book Page002988/000851
Lender
NameF & H RENOVATIONS LLC
Address6160 DIXIE HWY # 205, CLARKSTON, MI 48346-3490
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueOct 8, 2023

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAPEER MI
Recording DateOct 9, 2018
Property Address3945 GENESEE RD, LAPEER, MI 48446-2925
Document Number0029880845
Book / Page002988 / 000845
Instrument DateAug 3, 2018
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyLIBERTY TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5289 DIXIE HWY WATERFORD TOWNSHIP MI 483291779, WATERFORD TOWNSHIP, MI 48329-1779

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionElba Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,800 (+2.65%)$201,600 (+2.65%)
2025$619.00 (+15.06%) Homeowner's exemption$98,200 (+24.62%)$196,400 (+24.62%)
2023$78,800$157,600
2022$538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEDGEWOOD GOLFSIDE CONDO ASSOC
private · serves 125 people · EPA ID MI0006971
Water SourceGroundwater
Last State InspectionJun 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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