Hernando County property record for 4060 Centavo Ct, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,464 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2017) |
| Tax Bill | $467.00 (2024) |
| Primary APN | R13-223-16-2320-0950-0210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,464 sqft Living Area |
| 1st Floor | 1,984 sqft 1st Floor |
| Upper Floors | 480 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Pool Area | 230 sqft Pool |
|---|---|
| Patio Area | 330 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 1,144 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00165074 |
|---|---|
| Street Address | 4060 CENTAVO CT |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3325 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 9 BLK 95 LOTS 20 & 21 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 9 |
| Legal Block | 95 |
| Legal Lot Number | 20-21 |
| Legal Unit | 9 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2320-0950-0210
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4060 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Aug 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA |
| May 16, 2017 | Deed of Trust, Mortgage BRANNEN BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2017 · Amount on Record |
| Deed Sale | Aug 14, 2017 · Amount on Record |
| Prior Sale | Dec 14, 2001 · Amount on Record |
| Deed Doc Number | 2017046654 |
| Deed Book / Page | 3497 / 1508 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4060 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOUTHEAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 4060 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0039201596 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | 3920/1596 |
| Instrument | 2020076089 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 14, 2017 |
| Property Address | 4060 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0034971508 |
| Book / Page | 3497 / 1508 |
| Map Reference | MB7 PG49 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017046654 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12070 W BROADJUMP CT, 12070, HOMOSASSA, FL 34448-3704 |
| Name | Verified Name |
|---|---|
| Address | 4060 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 34971510 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 3497/1510 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4060 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0034780959 |
| Book / Page | 003478 / 000959 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4060 CENTAVO CT HERNANDO BEACH FL 346073325, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0034780959 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 003478/000959 |
| Instrument | 33616 |
| Name | BRANNEN BK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34451 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $609,807 (+5.99%) | $716,744 (-4.33%) Land $417,679 Building $299,065 | |
| 2024 | $467.00 | ||
| 2023 | Additional exemption filed | $575,360 (+64.77%) Land $288,607 Building $286,753 | |
| 2022 | $6,663.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $349,200 | $749,177 Land $430,101 Building $319,076 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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